Zoho Expense vs 3S Money: Which Is The Better Company Expense Card?

Zoho Expense and 3S Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zoho Expense vs 3S Money Reviews

	Zoho Expense	3S Money
Trustpilot Review Rating	4.4	4.8
Number of Trustpilot Reviews	4462	655
iPhone App Rating	4.7	No Rating
Number of iPhone App Reviews	443	No Reviews
Android App Rating	4.6	No Rating
Number of Android App Reviews	12600	No Reviews

Note these figures we’re taken from each company’s website and may have changed since publication

	Zoho Expense	3S Money
Website	Click Here to Visit Zoho Expense Website	Click Here to Visit 3S Money Website
Card Type	No Card Provided	No Card Provided
Offers Physical Cards?	No	No
Offers Virtual Cards?	No	No
Offers Prepaid Cards?	No	No
Cashback Plans?	Yes	No
Plans for Freelancers?	Yes	Yes
Plans for Small Business?	Yes	Yes
Plans For Medium Business?	Yes	Yes
Enterprise Plans?	Yes	No

	Zoho Expense	3S Money
Free Plan?	Yes	No
Free Trial?	Yes	No
Cheapest Plan Price Per Month	£4.00	£244.78
Mid Plan Price Per Month	£6.00	Not Applicable
Top Plan Price Per Month	£10.00	Bespoke

Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Suitable for: Importers, exporters, manufacturers, professional service providers and e-commerce businesses

Not Applicable

Suitable for: Businesses with complex structures, holding companies, family offices, asset managers and investments funds

	Zoho Expense	3S Money
Apple Pay Compatible	No	Yes
Google Pay Compatible	No	Yes
Expense Claims	Yes	No
Expense Reimbursements	Yes	No
API	Yes	Yes
Access Controls/Permissions	Yes	No
Reconciliations	Yes	No
Approval Process Control	Yes	No
Budget Control	Yes	No
Expense Categorisation	Yes	No
Compliance Management	Yes	Yes
Customizable Fields	Yes	No
Fraud Detection	Yes	Yes
Multi-Currency Cards	Yes	Yes
Mileage Tracking	Yes	No
Mobile Receipt Upload	Yes	No
Real Time Notifications & Reporting	Yes	Yes
Receipt Management	Yes	No
Spend Control	Yes	No
Travel Management	Yes	No