Zempler Bank and Spendesk are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
 |  |
Zempler Bank vs Spendesk Reviews
| Zempler Bank | Spendesk | |
| Trustpilot Review Rating | 3.9 | 4.3 |
| Number of Trustpilot Reviews | 9489 | 57 |
| iPhone App Rating | 4.7 | 4.7 |
| Number of iPhone App Reviews | 45700 | 721 |
| Android App Rating | 4.6 | 4.5 |
| Number of Android App Reviews | 22500 | 1020 |
Zempler Bank vs Spendesk Key Details
| Zempler Bank | Spendesk | |
| Website | Click Here to Visit Zempler Bank Website | Click Here to Visit Spendesk Website |
| Card Type | Mastercard | Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | Yes |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Zempler Bank vs Spendesk Cost
 |  |
| Zempler Bank | Spendesk | |
| Free Plan? | Yes | Yes |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | Free | Pricing Not On Website |
| Mid Plan Price Per Month | Not Applicable | Pricing Not On Website |
| Top Plan Price Per Month | £9.00 | Pricing Not On Website |
Zempler Bank vs Spendesk Features
 |  |
Zempler Bank Features
Go
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
No Mid-Tier Plan
Not Applicable
Extra
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Cashback-On your card spend**
- Creditbuilder-Improve your credit score
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
Zempler Bank Accounting Software Integrations
- Xero
- Quickbooks
- Sage
Spendesk Features
Essentials
- Unlimited virtual and physical cards
- Automated & customizable bookkeeping
- End to end invoice management
- Expense tracking & reimbursement
- Spend dashboards
- Basic accounting integrations
- Transactions: 100/month
- Multi entity management: 3 (for a fee)
Scale
- Purchase order tracking
- HR and travel integrations
- Budgets and sub-budgets
- Dedicated account manager
- Assisted set-up with onboarding manager
- Transactions: 100/month
- Multi entity management: 5 (for a fee)
Premium
- Enterprise accounting integrations
- Machine learning automation
- Transactions: 500/month
- Unlimited entity management
Spendesk Accounting Software Integrations
- Xero
- NetSuite
- Quickbooks
- Sage
- Datev
Zempler Bank vs Spendesk Features Comparison
| Zempler Bank | Spendesk | |
| Apple Pay Compatible | No | No |
| Google Pay Compatible | No | No |
| Expense Claims | No | Yes |
| Expense Reimbursements | No | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | No | Yes |
| Expense Categorisation | No | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | No | Yes |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | No | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
More Comparisons
Zempler Bank vs Jeeves
Zempler Bank vs Silverbird
Zempler Bank vs Intergiro
Zempler Bank vs GoSolo
Zempler Bank vs 3S Money