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Wallester Business vs Zempler Bank: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Wallester Business and Zempler Bank are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Wallester Business HomepageZempler Bank Homepage
 

Wallester Business vs Zempler Bank Reviews

Wallester BusinessZempler Bank
Trustpilot Review Rating 4.73.9
Number of Trustpilot Reviews849489
iPhone App Rating2.34.7
Number of iPhone App Reviews645700
Android App RatingNo Rating4.6
Number of Android App ReviewsNo Reviews22500
Note these figures we’re taken from each company’s website and may have changed since publication

Wallester Business vs Zempler Bank Key Details

Wallester BusinessZempler Bank
WebsiteClick Here to Visit Wallester Business WebsiteClick Here to Visit Zempler Bank Website
Card TypeVISAMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?NoYes
Cashback Plans?NoYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Wallester Business vs Zempler Bank Cost

Wallester Business PricingZempler Bank Pricing
Wallester BusinessZempler Bank
Free Plan?YesYes
Free Trial?NoNo
Cheapest Plan Price Per Month£169.95Free
Mid Plan Price Per Month£859.95Not Applicable
Top Plan Price Per MonthCustom£9.00
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Wallester Business vs Zempler Bank Features

Wallester Business FeaturesZempler Bank Features

Wallester Business Features

PREMIUM

  • Up to 3,000 virtual cards included
  • Additional virtual cards (€0.20 / month per 1 card)
  • Unlimited number of physical cards

PLATINUM

  • Up to 15,000 virtual cards included
  • Additional virtual cards (€0.10 / month per 1 card)
  • Unlimited number of physical cards

ENTERPRISE SUITE

  • Customer Success manager
  • Onboarding assistance
  • Custom contracts and better rates
  • 24/7 priority support
  • Dedicated account manager
  • Open developer APIs

Wallester Business Accounting Software Integrations

  • Quickbooks
  • Xero
  • Oracle
  • Kissflow

Zempler Bank Features

Go

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

No Mid-Tier Plan

Not Applicable

Extra

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Cashback-On your card spend**
  • Creditbuilder-Improve your credit score
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

Zempler Bank Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Wallester Business vs Zempler Bank Features Comparison

Wallester BusinessZempler Bank
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesYes
Access Controls/PermissionsNoYes
ReconciliationsNoYes
Approval Process ControlYesYes
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoNo
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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