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Soldo vs Mobile Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Soldo and Mobile Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Soldo HomepageMobile Expense Homepage
 

Soldo vs Mobile Expense Reviews

SoldoMobile Expense
Trustpilot Review Rating 4.6No Rating
Number of Trustpilot Reviews1602No Reviews
iPhone App Rating2.64.6
Number of iPhone App Reviews691000
Android App Rating2.94.4
Number of Android App Reviews1502960
Note these figures we’re taken from each company’s website and may have changed since publication

Soldo vs Mobile Expense Key Details

SoldoMobile Expense
WebsiteClick Here to Visit Soldo WebsiteClick Here to Visit Mobile Expense Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Soldo vs Mobile Expense Cost

Soldo PricingMobile Expense Pricing
SoldoMobile Expense
Free Plan?NoNo
Free Trial?YesNo
Cheapest Plan Price Per Month£6.00£6.10
Mid Plan Price Per Month£10.00£8.71
Top Plan Price Per MonthCustom pricingCustom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Soldo vs Mobile Expense Features

Soldo FeaturesMobile Expense Features

Soldo Features

Pro

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip

Premium

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip

Enterprise

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip
  • Dedicated account manager and customer success manager
  • Custom onboarding and training
  • Dedicated support for custom integrations using APIs

Soldo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Exact Online
  • Sage

Mobile Expense Features

LOCAL

  • Local compliance
  • GDPR compliant
  • Mobile & desktop apps
  • Company cards
  • Automated rules & workflows
  • Available in 7 languages

EUROPE

  • EU-wide compliance (GoBD, ES homologation, URSSAF, etc.)
  • Tailored expense policies
  • Personalised support
  • Automated exchange rates

GLOBAL

  • Global compliance in 70+ countries
  • Multi-entity management
  • Assistant / deputy function
  • Single Sign On
  • Policy-driven workflows
  • Multi-currency

Mobile Expense Accounting Software Integrations

  • DATEV
  • Exact
  • Sage
  • Twinfield

Soldo vs Mobile Expense Features Comparison

SoldoMobile Expense
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoYes
Approval Process ControlYesYes
Budget ControlYesNo
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

More Comparisons

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Soldo vs Payem
Soldo vs Expense On Demand
Soldo vs Capture Expense
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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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