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Soldo vs B4B Payments: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Soldo and B4B Payments are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Soldo HomepageB4B Payments Homepage
 

Soldo vs B4B Payments Reviews

SoldoB4B Payments
Trustpilot Review Rating 4.61.7
Number of Trustpilot Reviews1602248
iPhone App Rating2.62.5
Number of iPhone App Reviews6922
Android App Rating2.92.3
Number of Android App Reviews150117
Note these figures we’re taken from each company’s website and may have changed since publication

Soldo vs B4B Payments Key Details

SoldoB4B Payments
WebsiteClick Here to Visit Soldo WebsiteClick Here to Visit B4B Payments Website
Card TypeMastercardVISA/Mastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Soldo vs B4B Payments Cost

Soldo PricingB4B Payments Pricing
SoldoB4B Payments
Free Plan?NoNo
Free Trial?YesNo
Cheapest Plan Price Per Month£6.00Pricing Not On Website
Mid Plan Price Per Month£10.00Not Applicable
Top Plan Price Per MonthCustom pricingNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Soldo vs B4B Payments Features

Soldo FeaturesB4B Payments Features

Soldo Features

Pro

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip

Premium

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip

Enterprise

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip
  • Dedicated account manager and customer success manager
  • Custom onboarding and training
  • Dedicated support for custom integrations using APIs

Soldo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Exact Online
  • Sage

B4B Payments Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

B4B Payments Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Soldo vs B4B Payments Features Comparison

SoldoB4B Payments
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoYes
Approval Process ControlYesNo
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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