Pleo and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Pleo vs Spenfi Reviews
| Pleo | Spenfi | |
| Trustpilot Review Rating | 3.8 | 3.8 |
| Number of Trustpilot Reviews | 523 | 2 |
| iPhone App Rating | 3.1 | No Rating |
| Number of iPhone App Reviews | 74 | No Reviews |
| Android App Rating | 3.4 | No Rating |
| Number of Android App Reviews | 336 | No Reviews |
Pleo vs Spenfi Key Details
| Pleo | Spenfi | |
| Website | Click Here to Visit Pleo Website | Click Here to Visit Spenfi Website |
| Card Type | Mastercard | VISA |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Pleo vs Spenfi Cost
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| Pleo | Spenfi | |
| Free Plan? | No | Yes |
| Free Trial? | Yes | No |
| Cheapest Plan Price Per Month | £39.00 | £199.00 |
| Mid Plan Price Per Month | £45.00 | £399.00 |
| Top Plan Price Per Month | £89.00 | Free* |
Pleo vs Spenfi Features
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Pleo Features
Starter
- Pleo employee cards (plastic/virtual)
- Real-time expense tracking
- Automated expense reports
- Manage & pay invoices
- Xero and more accounting system integrations
- Apple Pay & Google Pay
Essential
- Pleo employee cards (plastic/virtual)
- Real-time expense tracking
- Automated expense reports
- Manage & pay invoices
- Xero and more accounting system integrations
- Apple Pay & Google Pay
- 0.5 % cashback (for eligible customers)
- Spending limits per user or purchase
- Spend analytics dashboard
- Review spend per team
- Reimburse employees with or without Pleo cards
- Reimburse cash expenses and mileage
- Track subscriptions and other recurring payments
- Live chat support
Advanced
- Pleo employee cards (plastic/virtual)
- Real-time expense tracking
- Automated expense reports
- Manage & pay invoices
- Xero and more accounting system integrations
- Apple Pay & Google Pay
- 1 % cashback (for eligible customers)
- Spending limits per user or purchase
- Spend analytics dashboard
- Review spend per team
- Reimburse employees with or without Pleo cards
- Reimburse cash expenses and mileage
- Track subscriptions and other recurring payments
- Live chat support
- Control recurring payments with Vendor cards
- Open API access
- Single sign-on with SAML
- Chat, email and phone support
- Assisted onboarding session
- Dedicated Customer Success Manager
Pleo Accounting Software Integrations
- Xero
- QuickBooks
- Sage
Spenfi Features
Cards
- Virtual and physical Visa cards
- EUR, GBP & USD accounts
- Streamlined expense management
- Invoices, receipts & purchase orders management
- Smart subscriptions management
- Connect 2500+ bank accounts
- Apple Pay, Google Pay
Enterprise
- Virtual and physical Visa cards
- EUR, GBP & USD accounts
- Streamlined expense management
- Invoices, receipts & purchase orders management
- Smart subscriptions management
- Connect 2500+ bank accounts
- Apple Pay, Google Pay
- Pre-accounting OCR in 60+ languages
- Bulk payments
- Reimbursements management
- Smart inbox for receiving documents
- Supplier management
- Customer Success Specialist
Custom
- Virtual and physical Visa cards
- EUR, GBP & USD accounts
- Streamlined expense management
- Invoices, receipts & purchase orders management
- Smart subscriptions management
- Connect 2500+ bank accounts
- Apple Pay, Google Pay
- Pre-accounting OCR in 60+ languages
- Bulk payments
- Reimbursements management
- Smart inbox for receiving documents
- Supplier management
- Customer Success Specialist
- Multi-entity management
- Custom Integrations and APIs
- Dedicated 24/7 Customer Success Specialist
- Online onboarding sessions
Spenfi Accounting Software Integrations
- Xero
- Quickbooks
- Datev
- Exact Online
Pleo vs Spenfi Features Comparison
| Pleo | Spenfi | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | Yes | Yes |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | No |
| Reconciliations | No | No |
| Approval Process Control | Yes | No |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | No |
| Compliance Management | Yes | No |
| Customizable Fields | Yes | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | No |
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