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Klippa vs Zoho Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Klippa and Zoho Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Klippa HomepageZoho Expense Homepage
 

Klippa vs Zoho Expense Reviews

KlippaZoho Expense
Trustpilot Review Rating No Rating4.4
Number of Trustpilot ReviewsNo Rating4462
iPhone App RatingNo Rating4.7
Number of iPhone App ReviewsNo Reviews443
Android App RatingNo Rating4.6
Number of Android App ReviewsNo Reviews12600
Note these figures we’re taken from each company’s website and may have changed since publication

Klippa vs Zoho Expense Key Details

KlippaZoho Expense
WebsiteClick Here to Visit Klippa WebsiteClick Here to Visit Zoho Expense Website
Card TypeVISANo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?NoYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Klippa vs Zoho Expense Cost

Klippa PricingZoho Expense Pricing
KlippaZoho Expense
Free Plan?NoYes
Free Trial?NoYes
Cheapest Plan Price Per Month£4.00£4.00
Mid Plan Price Per Month£5.00£6.00
Top Plan Price Per MonthCustom£10.00
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Klippa vs Zoho Expense Features

Klippa FeaturesZoho Expense Features

Klippa Features

Effective

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month

Premium

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim

Custom

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim
  • Match creditcard statements automatically
  • Custom connections and access to the Klippa API
  • User sync, Single sign-on and/or 2FA
  • In-app company logo
  • Custom SLA

Klippa Accounting Software Integrations

  • Quickbooks
  • Nesuite
  • Xero

Zoho Expense Features

STANDARD

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance

PREMIUM

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization

ENTERPRISE

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization
  • TMC/OTA Integration
  • ERP Integration
  • Single Sign On (SAML)
  • Dedicated Account Manager
  • Advanced Audit Trail Report

Zoho Expense Accounting Software Integrations

  • Quickbooks
  • Xero
  • Sage

Klippa vs Zoho Expense Features Comparison

KlippaZoho Expense
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesYes
Multi-Currency CardsNoYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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