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Juni vs Spendesk: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Juni and Spendesk are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Juni HomepageSpendesk Homepage
 

Juni vs Spendesk Reviews

JuniSpendesk
Trustpilot Review Rating 4.54.3
Number of Trustpilot Reviews36357
iPhone App Rating54.7
Number of iPhone App Reviews1721
Android App RatingNo Rating4.5
Number of Android App ReviewsNo Reviews1020
Note these figures we’re taken from each company’s website and may have changed since publication

Juni vs Spendesk Key Details

JuniSpendesk
WebsiteClick Here to Visit Juni WebsiteClick Here to Visit Spendesk Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?NoYes
Cashback Plans?YesYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Juni vs Spendesk Cost

Juni PricingSpendesk Pricing
JuniSpendesk
Free Plan?NoYes
Free Trial?YesNo
Cheapest Plan Price Per Month£79.00Pricing Not On Website
Mid Plan Price Per MonthNot ApplicablePricing Not On Website
Top Plan Price Per MonthBespokePricing Not On Website
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Juni vs Spendesk Features

Juni FeaturesSpendesk Features

Juni Features

Scale

  • 0.5% cashback on debit spend, no caps
  • Streamlined accounting
  • Interest-free credit with up to 60 days to repay
  • Shopify and Amazon storefront integrations

No Mid-Tier Plan

Not Applicable

Prime

  • Custom terms on cashback and capital
  • Custom number of cards, accounts and users
  • Dedicated account managers
  • Multi-entity management (coming soon)

Juni Accounting Software Integrations

  • Netsuite
  • Datev
  • Fortnox
  • Exact Online

Spendesk Features

Essentials

  • Unlimited virtual and physical cards
  • Automated & customizable bookkeeping
  • End to end invoice management
  • Expense tracking & reimbursement
  • Spend dashboards
  • Basic accounting integrations
  • Transactions: 100/month
  • Multi entity management: 3 (for a fee)

Scale

  • Purchase order tracking
  • HR and travel integrations
  • Budgets and sub-budgets
  • Dedicated account manager
  • Assisted set-up with onboarding manager
  • Transactions: 100/month
  • Multi entity management: 5 (for a fee)

Premium

  • Enterprise accounting integrations
  • Machine learning automation
  • Transactions: 500/month
  • Unlimited entity management

Spendesk Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage
  • Datev

Juni vs Spendesk Features Comparison

JuniSpendesk
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlNoYes
Budget ControlYesYes
Expense CategorisationNoYes
Compliance ManagementNoYes
Customizable Fields YesYes
Fraud DetectionNoYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoYes

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