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Intergiro vs Moss: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Intergiro and Moss are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Intergiro HomepageMoss Homepage
 

Intergiro vs Moss Reviews

IntergiroMoss
Trustpilot Review Rating 3.64
Number of Trustpilot Reviews168119
iPhone App Rating55
Number of iPhone App Reviews43
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Intergiro vs Moss Key Details

IntergiroMoss
WebsiteClick Here to Visit Intergiro WebsiteClick Here to Visit Moss Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Intergiro vs Moss Cost

Intergiro PricingMoss Pricing
IntergiroMoss
Free Plan?NoNo
Free Trial?NoYes
Cheapest Plan Price Per Month£16.49Pricing Not On Website
Mid Plan Price Per Month£42.53Pricing Not On Website
Top Plan Price Per MonthCustomPricing Not On Website
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Intergiro vs Moss Features

Intergiro FeaturesMoss Features

Intergiro Features

Starter

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – 25x / month or 10,000€ / month
  • International payments (inbound / outbound via SWIFT) – €20 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – 2€

Growth

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – No thresholds
  • International payments (inbound / outbound via SWIFT) – €10 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – €1

Enterprise

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Customised
  • Outbound Euro payments (via SEPA) – Customised
  • International payments (inbound / outbound via SWIFT) – Customised
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – Customised

Intergiro Accounting Software Integrations

Not Listed

Moss Features

Smart Cards

  • Unlimited smart corporate cards with automated spend approval flows
  • Boost cash flow using Moss Credit Cards
  • Market-leading receipt capture and matching
  • Integrate seamlessly with accounting systems
  • Pay with physical cards or Apple & Google Pay
  • iOS and Android mobile app

Customised Plan

  • Choose any combination of smart cards, employee reimbursement, or invoice management modules
  • Select the right level of ERP integration for your business
  • Add the appropriate controlling, SSO and AI accounting automation features as needed
  • 1-1 custom implementation support
  • 24/7 support

Complete Spend Management

  • Entire oversight of corporate cards, invoice management, and expense reimbursements
  • Real-time budget insights
  • AI accounting automation for more precise financial reporting
  • Full range of ERP and accounting integrations
  • SSO for enhanced security
  • Dedicated customer success account manager

Moss Accounting Software Integrations

  • Xero
  • QuickBooks
  • Datev
  • Exact Online
  • Sage
  • SAP
  • Oracle

Intergiro vs Moss Features Comparison

IntergiroMoss
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlNoYes
Budget ControlNoYes
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesNo
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementNoYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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