Expend and B4B Payments are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Expend vs B4B Payments Reviews
| Expend | B4B Payments | |
| Trustpilot Review Rating | 4.6 | 1.7 |
| Number of Trustpilot Reviews | 209 | 248 |
| iPhone App Rating | 4.4 | 2.5 |
| Number of iPhone App Reviews | 14 | 22 |
| Android App Rating | 3.6 | 2.3 |
| Number of Android App Reviews | 15 | 117 |
Expend vs B4B Payments Key Details
| Expend | B4B Payments | |
| Website | Click Here to Visit Expend Website | Click Here to Visit B4B Payments Website |
| Card Type | Mastercard | VISA/Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | Yes |
| Cashback Plans? | No | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Expend vs B4B Payments Cost
 |  |
| Expend | B4B Payments | |
| Free Plan? | No | No |
| Free Trial? | Yes | No |
| Cheapest Plan Price Per Month | £9.99 | Pricing Not On Website |
| Mid Plan Price Per Month | Not Applicable | Not Applicable |
| Top Plan Price Per Month | £12.99 | Not Applicable |
Expend vs B4B Payments Features
 | |
Expend Features
Expend Essential
- First 30 days free
- Free Expend Mastercard (optional) with budget controls
- Intuitive mobile app with instant notifications
- Manage petty cash, out-of-pocket expense claims and third party cards
- Mileage tracking with automatic VAT calculation
- Expend Extract – instant data extraction from receipts
- Organise employees into Teams for easier expense approvals
- ‘Approve on the Move’ reviewing employee expenses in the mobile app
- Auto-chase missing expense receipts
- Invoice management with automated document collection
- Real-time insight and analytics of company wide spending
- Invite your accountant to view company wide spending for reporting purposes
- Securely sync expense data to your accounting software
- Dedicated Account Manager with custom onboarding and training
- Live chat, email and phone support
- No credit checks
- Unlimited users
No Mid-Tier Plan
Not Applicable
Expend Explorer
- First 30 days free
- Free Expend Mastercard (optional) with budget controls
- Intuitive mobile app with instant notifications
- Manage petty cash, out-of-pocket expense claims and third party cards
- Mileage tracking with automatic VAT calculation
- Expend Extract – instant data extraction from receipts
- Organise employees into Teams for easier expense approvals
- ‘Approve on the Move’ reviewing employee expenses in the mobile app
- Auto-chase missing expense receipts
- Invoice management with automated document collection
- Real-time insight and analytics of company wide spending
- Invite your accountant to view company wide spending for reporting purposes
- Securely sync expense data to your accounting software
- Live chat, email and phone support
- No credit checks
- Unlimited users
- 0% FX for Expend card users
- Dedicated Account Manager and Customer Success Manager
- Personalised on-boarding sessions and 121 training available
Expend Accounting Software Integrations
B4B Payments Features
Standard
No Features Listed On Website
No Mid-Tier Plan
Not Applicable
Not Top Plan
Not Applicable
B4B Payments Accounting Software Integrations
- Xero
- Quickbooks
- Sage
Expend vs B4B Payments Features Comparison
| Expend | B4B Payments | |
| Apple Pay Compatible | No | Yes |
| Google Pay Compatible | No | Yes |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | No | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | No |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | No | No |
| Fraud Detection | No | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | No |
| Mobile Receipt Upload | Yes | No |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
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