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EasyFX vs 3S Money: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

EasyFX and 3S Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

EasyFX Homepage3S Money Homepage
 

EasyFX vs 3S Money Reviews

EasyFX3S Money
Trustpilot Review Rating 4.54.8
Number of Trustpilot Reviews668655
iPhone App Rating2.6No Rating
Number of iPhone App Reviews40No Reviews
Android App Rating3No Rating
Number of Android App Reviews116No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

EasyFX vs 3S Money Key Details

EasyFX3S Money
WebsiteClick Here to Visit EasyFX WebsiteClick Here to Visit 3S Money Website
Card TypeMastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?NoNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?NoNo

EasyFX vs 3S Money Cost

EasyFX Pricing3S Money Pricing
EasyFX3S Money
Free Plan?NoNo
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On Website£244.78
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per MonthNot ApplicableBespoke
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

EasyFX vs 3S Money Features

EasyFX Features3S Money Features

EasyFX Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

EasyFX Accounting Software Integrations

Not Listed

3S Money Features

Standard International

  • Suitable for: Importers, exporters, manufacturers, professional service providers and e-commerce businesses

No Mid-Tier Plan

Not Applicable

Bespoke International

  • Suitable for: Businesses with complex structures, holding companies, family offices, asset managers and investments funds

3S Money Accounting Software Integrations

  • Xero

EasyFX vs 3S Money Features Comparison

EasyFX3S Money
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoNo
Expense ReimbursementsNoNo
APINoYes
Access Controls/PermissionsYesNo
ReconciliationsNoNo
Approval Process ControlNoNo
Budget ControlNoNo
Expense CategorisationNoNo
Compliance ManagementNoYes
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoNo
Mobile Receipt UploadNoNo
Real Time Notifications & ReportingYesYes
Receipt ManagementNoNo
Spend ControlNoNo
Travel Management YesNo

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