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Airwallex vs Payem: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Airwallex and Payem are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Airwallex HomepagePayem Homepage
 

Airwallex vs Payem Reviews

AirwallexPayem
Trustpilot Review Rating 3.3No Rating
Number of Trustpilot Reviews716No Reviews
iPhone App Rating3.3No Rating
Number of iPhone App Reviews12No Reviews
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Airwallex vs Payem Key Details

AirwallexPayem
WebsiteClick Here to Visit Airwallex WebsiteClick Here to Visit Payem Website
Card TypeVISA/MastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoNo
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Airwallex vs Payem Cost

Airwallex PricingPayem Pricing
AirwallexPayem
Free Plan?NoNo
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On WebsitePricing Not On Website
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per MonthNot ApplicableNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Airwallex vs Payem Features

Airwallex FeaturesPayem Features

Airwallex Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Airwallex Accounting Software Integrations

  • Xero
  • Quickbooks

Payem Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Payem Accounting Software Integrations

  • NetSuite
  • Quickbooks

Airwallex vs Payem Features Comparison

AirwallexPayem
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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