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Xero vs SimpleTax: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or SimpleTax?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageSimpleTax homepage
 

Xero vs SimpleTax Basics

XeroSimpleTax
Software WebsiteXero WebsiteSimpleTax Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesLandlords, Individuals, and Self-employed
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertySelf employed and landlord record keeping, receipt scanning
PlatformsWeb-based application, Android, iOSiPhone, iPad, Android and Web
Note data for this section comes from HMRC here and here

Xero vs SimpleTax Reviews

Wondering if Xero or SimpleTax has better user reviews. We compared them below.

XeroSimpleTax
Trustpilot Rating4.34.6
Number of Trustpilot Reviews60171563
iPhone App Rating4.7No Rating
Number of iPhone Reviews12700No Reviews
Android App Rating4.6No Rating
Number of Android Reviews11900No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs SimpleTax Prices

Which is cheaper Xero or SimpleTax? Here are their prices compared.

Xero pricingSimpleTax pricing

Free Plans & Trials

XeroSimpleTax
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroSimpleTax
Cheapest Plan Cost Per Month£7.50£4.59
Mid-Tier Plan Cost Per Month£15.00£6.50
Top Plan Cost Per Month£27.50£7.00
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs SimpleTax Features

Xero featuresSimpleTax features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

SimpleTax Basic Features

  • Free Support
  • 100+ Tax Savings Tips
  • Submit Directly to HMRC
  • Self Employment (SA103)
  • Property (SA105)
  • Residency (SA109)

SimpleTax Software Integrations

  • Xero
  • FreeAgent
  • FreshBooks
  • SumUp

Common Feature Comparison

XeroSimpleTax
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesNo
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsYesNo

XeroSimpleTax
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Very simple to use
  • Support was quick and easy
  • Very clear pages with clear prompts
  • Ability to automatically fill in tax return
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Support team
  • Doesnt have many choices for expenses
  • User interface could be more customisable
  • Glitches on the tax calculations

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