BusinessFinancing.co.uk

Featured* Small Business Accounting Software
 

Xero vs Sage: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or Sage?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageSage homepage
 

Xero vs Sage Basics

XeroSage
Software WebsiteXero WebsiteSage Website
HMRC MTD StatusApprovedApproved
Who Can Use It?Agents and businessesAgents and businesses
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates
PlatformsWeb-based application, Android, iOSWeb-based application, Mobile application, iPhone, iPad, iOS
Note data for this section comes from HMRC here and here

Xero vs Sage Reviews

Wondering if Xero or Sage has better user reviews. We compared them below.

XeroSage
Trustpilot Rating4.34.4
Number of Trustpilot Reviews601717020
iPhone App Rating4.74.5
Number of iPhone Reviews127001600
Android App Rating4.62.9
Number of Android Reviews11900308
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs Sage Prices

Which is cheaper Xero or Sage? Here are their prices compared.

Xero pricingSage pricing

Free Plans & Trials

XeroSage
Free Plan?NoYes
Free Trial?YesNo
Free Trial Length?30 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroSage
Cheapest Plan Cost Per Month£7.50£4.00
Mid-Tier Plan Cost Per Month£15.00£11.00
Top Plan Cost Per Month£27.50£13.00
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs Sage Features

Xero featuresSage features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Sage Basic Features

  • Number of users
  • Mobile app (iOS and Android)
  • Bank feeds
  • Transactions categorisation
  • Financial reports
  • Accountant and bookkeeper support
  • Client and business user support

Sage Software Integrations

  • Stripe
  • Xero
  • BigTime
  • Expensify
  • MailChimp

Common Feature Comparison

XeroSage
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesYes
ProjectsYesYes
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesYes

XeroSage
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • User Friendly
  • Cloud Based
  • Meets Business Needs
  • User Interface
  • Customer Service
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Room for Improvement
  • Learning Curve

More Comparisons

Xero vs Fresh Books
Xero vs ClearBooks
Xero vs Coutingup
Xero vs NetSuite
Xero vs Tide Accounting

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224