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Xero vs FEXCO: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or FEXCO?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageFEXCO homepage
 

Xero vs FEXCO Basics

XeroFEXCO
Software WebsiteXero WebsiteFEXCO Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyEmployee expense automation
PlatformsWeb-based application, Android, iOSAll/web based
Note data for this section comes from HMRC here and here

Xero vs FEXCO Reviews

Wondering if Xero or FEXCO has better user reviews. We compared them below.

XeroFEXCO
Trustpilot Rating4.3No Rating
Number of Trustpilot Reviews6017No Reviews
iPhone App Rating4.7No Rating
Number of iPhone Reviews12700No Reviews
Android App Rating4.6No Rating
Number of Android Reviews11900No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs FEXCO Prices

Which is cheaper Xero or FEXCO? Here are their prices compared.

Xero pricingFEXCO pricing

Free Plans & Trials

XeroFEXCO
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?30 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroFEXCO
Cheapest Plan Cost Per Month£7.50Not Listed
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50NA
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs FEXCO Features

Xero featuresFEXCO features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

FEXCO Basic Features

  • Currency Conversion Solutions
  • International Payments
  • Outsourcing Services
  • Retail FX
  • Asset Finance
  • Strategic Business Development

FEXCO Software Integrations

  • Agresso
  • Oracle
  • SAP

Common Feature Comparison

XeroFEXCO
Payroll Software IntegrationYesNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesNo
Income Tax EstimatesYesNo
Manage Income & ExpensesYesNo
Create InvoicesYesNo
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

XeroFEXCO
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Dynamic Currency Conversion
  • Leading retail provider of FX services across the UK and Ireland
  • Omnichannel solutions for card payments and alternative payment methods
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Lack of reviews
  • No app
  • No pricing on website

More Comparisons

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Xero vs EasyBooks
Xero vs SimpleTax
Xero vs AccountEdge
Xero vs Monzia

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