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Xero vs 10 Minute Accounts: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or 10 Minute Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepage10 Minute Accounts homepage
 

Xero vs 10 Minute Accounts Basics

Xero10 Minute Accounts
Software WebsiteXero Website10 Minute Accounts Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses and Accountants
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyRecord keeping and simplified expenses
PlatformsWeb-based application, Android, iOSWeb-based application
Note data for this section comes from HMRC here and here

Xero vs 10 Minute Accounts Reviews

Wondering if Xero or 10 Minute Accounts has better user reviews. We compared them below.

Xero10 Minute Accounts
Trustpilot Rating4.34.5
Number of Trustpilot Reviews601738
iPhone App Rating4.7No Rating
Number of iPhone Reviews12700No Reviews
Android App Rating4.6No Rating
Number of Android Reviews11900No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs 10 Minute Accounts Prices

Which is cheaper Xero or 10 Minute Accounts? Here are their prices compared.

Xero pricing10 Minute Accounts pricing

Free Plans & Trials

Xero10 Minute Accounts
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Xero10 Minute Accounts
Cheapest Plan Cost Per Month£7.50£6.95
Mid-Tier Plan Cost Per Month£15.00£11.95
Top Plan Cost Per Month£27.50£19.95
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs 10 Minute Accounts Features

Xero features10 Minute Accounts features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

10 Minute Accounts Basic Features

  • Track income & expenses
  • Submit VAT returns to HMRC
  • Fully Making Tax Digital compliant
  • Send unlimited invoices
  • Connect multiple bank accounts
  • Import & export transactions
  • Assistance to migrate from Excel, Sage, Quickbooks etc.
  • Automatically sync with PayPal
  • Do your accounts in seconds
  • Reports update in real-time
  • Reconcile all transactions
  • Automatic categorisations
  • Multi-currency support
  • Up to 300 transactions per month

10 Minute Accounts Software Integrations

  • Sage
  • Quickbooks
  • eBay
  • PayPal

Common Feature Comparison

Xero10 Minute Accounts
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

Xero10 Minute Accounts
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Easy to use
  • Fast
  • Tutorial
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Outdated look
  • Limited features

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