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Tide Accounting vs Ember: Which Is Better Accounting Software?


Last Updated:
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or Ember?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageEmber homepage
 

Tide Accounting vs Ember Basics

Tide AccountingEmber
Software WebsiteTide Accounting WebsiteEmber Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses and Self-employedBusinesses and Self-employed
HMRC Listed FeaturesNoneNone
PlatformsWeb-based application, Android, iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Tide Accounting vs Ember Reviews

Wondering if Tide Accounting or Ember has better user reviews. We compared them below.

Tide AccountingEmber
Trustpilot Rating4.34.8
Number of Trustpilot Reviews17984213
iPhone App Rating4.44.3
Number of iPhone Reviews737
Android App Rating4.52.9
Number of Android Reviews1342
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs Ember Prices

Which is cheaper Tide Accounting or Ember? Here are their prices compared.

Tide Accounting pricingEmber pricing

Free Plans & Trials

Tide AccountingEmber
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingEmber
Cheapest Plan Cost Per Month£9.99Free
Mid-Tier Plan Cost Per Month£18.99£39.00
Top Plan Cost Per Month£49.99£79.00
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs Ember Features

Tide Accounting featuresEmber features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Ember Basic Features

  • Expenses
  • Invoicing
  • Integrations
  • Reporting
  • Reminders
  • Open Banking
  • Self Assessment
  • Annual Accounts
  • Registered Address
  • Discounts

Ember Software Integrations

Common Feature Comparison

Tide AccountingEmber
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

Tide AccountingEmber
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Ember offers its free account to both sole traders and limited companies.
  • Ember’s Pro plan for sole traders is one of the cheaper paid accounts on the market.
  • The Pro and Unlimited plans are Making Tax Digital-compliant.
  • Ability to submit VAT tax returns directly to HMRC with the Pro and Unlimited plans.
  • Every Ember plan comes with discounts on other business tools and services.
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • The free Starter plans are not MTD-compliant, and you will not be able to sign up for that plan if your business is VAT-registered. This means you cannot submit your VAT returns directly to HMRC if you are on a free plan.
  • There is currently no multi-user access, regardless of which plan you are on.
  • Ember’s full payroll function is only available to limited companies paying for the Unlimited plan and as a paid extra
  • There is no built-in cash-flow forecasting function, regardless of your plan.

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