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Coutingup vs Ember: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or Ember?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepageEmber homepage
 

Coutingup vs Ember Basics

CoutingupEmber
Software WebsiteCoutingup WebsiteEmber Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses, Accountants, and Self-employedBusinesses and Self-employed
HMRC Listed FeaturesNoneNone
PlatformsAndroid, and iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Coutingup vs Ember Reviews

Wondering if Coutingup or Ember has better user reviews. We compared them below.

CoutingupEmber
Trustpilot Rating4.44.8
Number of Trustpilot Reviews2317213
iPhone App Rating4.74.3
Number of iPhone Reviews270037
Android App Rating4.52.9
Number of Android Reviews128042
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs Ember Prices

Which is cheaper Coutingup or Ember? Here are their prices compared.

Coutingup pricingEmber pricing

Free Plans & Trials

CoutingupEmber
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?3 monthsNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupEmber
Cheapest Plan Cost Per Month£3.00Free
Mid-Tier Plan Cost Per Month£9.00£39.00
Top Plan Cost Per Month£18.00£79.00
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs Ember Features

Coutingup featuresEmber features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

Ember Basic Features

  • Expenses
  • Invoicing
  • Integrations
  • Reporting
  • Reminders
  • Open Banking
  • Self Assessment
  • Annual Accounts
  • Registered Address
  • Discounts

Ember Software Integrations

  • Tide
  • Markel
  • Lawbite
  • Revolut
  • Wise
  • Reef

Common Feature Comparison

CoutingupEmber
Payroll Software IntegrationNoYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

CoutingupEmber
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • Ember offers its free account to both sole traders and limited companies.
  • Ember’s Pro plan for sole traders is one of the cheaper paid accounts on the market.
  • The Pro and Unlimited plans are Making Tax Digital-compliant.
  • Ability to submit VAT tax returns directly to HMRC with the Pro and Unlimited plans.
  • Every Ember plan comes with discounts on other business tools and services.
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • The free Starter plans are not MTD-compliant, and you will not be able to sign up for that plan if your business is VAT-registered. This means you cannot submit your VAT returns directly to HMRC if you are on a free plan.
  • There is currently no multi-user access, regardless of which plan you are on.
  • Ember’s full payroll function is only available to limited companies paying for the Unlimited plan and as a paid extra
  • There is no built-in cash-flow forecasting function, regardless of your plan.

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