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Bokio vs Monzia: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Bokio or Monzia?

We compare them based on real user reviews, prices and what features they both offer.

Bokio homepageMonzia homepage
 

Bokio vs Monzia Basics

BokioMonzia
Software WebsiteBokio WebsiteMonzia Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses, Self-employed, and AccountantsBusinesses and Self-employed
HMRC Listed FeaturesRecord keeping, simplified expenses and raising invoicesRecord keeping, simplified expenses and Universal Credits reporting
PlatformsWeb-based applicationAndroid, web-based application
Note data for this section comes from HMRC here and here

Bokio vs Monzia Reviews

Wondering if Bokio or Monzia has better user reviews. We compared them below.

BokioMonzia
Trustpilot Rating2No Rating
Number of Trustpilot Reviews54No Reviews
iPhone App Rating3.4No Rating
Number of iPhone Reviews16No Reviews
Android App Rating3.5No Rating
Number of Android Reviews181No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Bokio vs Monzia Prices

Which is cheaper Bokio or Monzia? Here are their prices compared.

Bokio pricingMonzia pricing

Free Plans & Trials

BokioMonzia
Free Plan?YesYes
Free Trial?YesNo
Free Trial Length?2 monthsNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

BokioMonzia
Cheapest Plan Cost Per Month£0.00£4.00
Mid-Tier Plan Cost Per Month£8.99NA
Top Plan Cost Per Month£15.99NA
Data taken from each company’s website at the time of writing but may have since changed.

Bokio vs Monzia Features

Bokio featuresMonzia features

Bokio Basic Features

  • Manual accounting – Record your expenses and income.
  • Invoicing – Create, send, track and record invoices with your accounting.
  • Community – Get tips and share experiences with Bokio users in our community.

Bokio Software Integrations

  • Stripe
  • Zettle

Monzia Basic Features

  • TOTAL INCOME FOR PERIOD
  • TOTAL EXPENSE FOR PERIOD
  • TOTAL PROFIT / LOSS FOR PERIOD
  • TOTAL TAX DUE FOR PERIOD
  • CUSTOM DATE RANGE (Weekly, Monthly, Quarterly)
  • BUSINESS MILEAGE DETAILS AND CALCULATION
  • ACCOUNTS FOR PENSION, TAX AND NI PAYMENTS
  • TOTALS BROKEN DOWN BY CATEGORY (ie: Fuel, Postage, Materials etc)
  • CIS PAID FOR PERIOD
  • FULL BUSINESS RECORDS AS REQUIRED BY HMRC
  • ALL CATEGORIES DETAILED WITH EVERY TRANSACTION (Full Audit Trail )
  • SORTING AND SEARCH FACILITY ON ALL TRANSACTIONS
  • UNLIMITED REPORTS DURING MEMBERSHIP PERIOD

Monzia Software Integrations

Not Listed

Common Feature Comparison

BokioMonzia
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesNo
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesNo
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

BokioMonzia
Pros
  • Free
  • Cloud-based
  • Easy to set up and use
  • Free plan
  • Unlimited Reports During Membership Period
  • Full Business Records As Required By Hmrc
Cons
  • Premium help comes at a cost
  • Buggy directors payroll section
  • Lack of reviews
  • No app

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