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ANNA Business Tools vs Kashflow: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better ANNA Business Tools or Kashflow?

We compare them based on real user reviews, prices and what features they both offer.

ANNA Business Tools homepageKashflow homepage
 

ANNA Business Tools vs Kashflow Basics

ANNA Business ToolsKashflow
Software WebsiteANNA Business Tools WebsiteKashflow Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses and AccountantsBusinesses
HMRC Listed FeaturesNoneNone
PlatformsWeb-based application, Android, iOSAndroid, iPhone, web-based application, Windows phone
Note data for this section comes from HMRC here and here

ANNA Business Tools vs Kashflow Reviews

Wondering if ANNA Business Tools or Kashflow has better user reviews. We compared them below.

ANNA Business ToolsKashflow
Trustpilot Rating4.51.4
Number of Trustpilot Reviews2566124
iPhone App Rating4.51.8
Number of iPhone Reviews79156
Android App Rating3.62.9
Number of Android Reviews125061
Please note ratings we’re accurate at the time of writing but may have since changed

ANNA Business Tools vs Kashflow Prices

Which is cheaper ANNA Business Tools or Kashflow? Here are their prices compared.

ANNA Business Tools pricingKashflow pricing

Free Plans & Trials

ANNA Business ToolsKashflow
Free Plan?YesNo
Free Trial?NoYes
Free Trial Length?No14 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

ANNA Business ToolsKashflow
Cheapest Plan Cost Per Monthfree£10.50
Mid-Tier Plan Cost Per Month£3.00£22.00
Top Plan Cost Per Month£5.00£29.00
Data taken from each company’s website at the time of writing but may have since changed.

ANNA Business Tools vs Kashflow Features

ANNA Business Tools featuresKashflow features

ANNA Business Tools Basic Features

  • Fulfils your basic business admin for free
  • Bookkeeping tools that track your sales, profits and expenses
  • Submit your VAT Return from any Excel or Google Sheets spreadsheet for £3.50 + VAT
  • Share access with your accountant or sync with accounting software like Xero or Quickbooks
  • Create and send professional-looking invoices
  • Snap receipts and match them to transactions on the go

ANNA Business Tools Software Integrations

  • Xero
  • Sage
  • Etsy
  • Woo
  • ebay
  • amazon

Kashflow Basic Features

  • Send unlimited quotes & 10 invoices
  • Reconcile up to 25 bank transactions
  • Single User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits

Kashflow Software Integrations

  • Salesforce
  • Zoho
  • Satago
  • Paypal
  • Square
  • Stripe
  • Magento
  • TripCatcher

Common Feature Comparison

ANNA Business ToolsKashflow
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

ANNA Business ToolsKashflow
Pros
  • Free plan available for sole traders & limited companies
  • Has most of the key features you’re likely to need
  • Can be used even if you don’t bank with ANNA
  • User Friendly
  • User Interface
  • Cloud Based
  • Meets Business Needs
  • Pricing
Cons
  • You’ll need the paid version for Corporation Tax returns
  • Doesn’t offer any more advanced features or reporting
  • Not suitable for large corporations
  • Room for Improvement
  • Difficult to Customize
  • Expensive
  • Missing Features

More Comparisons

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ANNA Business Tools vs TaxFiler
ANNA Business Tools vs Capium
ANNA Business Tools vs TaxCalc
ANNA Business Tools vs 123 Sheets

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