Xero Payroll vs Sumtotal Payroll: UK Reviews & Prices Compared (2025)

We compare them based on real user reviews, prices and what features they both offer.

Xero Payroll vs Sumtotal Payroll Basics

	Xero Payroll	Sumtotal Payroll
Software Website	Xero Payroll Website	Sumtotal Payroll Website
Company Name	Xero Inc	Sumtotal Systems UK Ltd
Target Company Size (Small, Medium and/or Enterprise)	Small – Medium	Enterprise
Industry Focus	None	None

Wondering if Xero Payroll or Sumtotal Payroll has better user reviews. We compared them below.

	Xero Payroll	Sumtotal Payroll
Listed On HMRC Website	Yes	Yes
Trustpilot Rating	4.2	No Rating
Number of Trustpilot Reviews	5831	No Reviews
iPhone App Rating	4.6	1.9
Number of iPhone Reviews	1800	19
Android App Rating	4.5	2.1
Number of Android Reviews	7880	3980

Please note ratings we’re accurate at the time of writing but may have since changed

Which is cheaper Xero Payroll or Sumtotal Payroll? Here are their prices compared.

	Xero Payroll	Sumtotal Payroll
Listed As Having Free Plan By HMRC?	No	No
Free Plan?	No	No
Free Trial?	Yes	No
Free Trial Length?	30 days	Not Applicable

Data taken from each company’s website at the time of writing but may have since changed.

Data taken from each company’s website at the time of writing but may have since changed.

Control and track data, processes, pre-audits, employee eligibility, benefit offerings
Quickly and easily change payroll rules and update employee benefit deductions
Provide secure access to pay advice, annual statements, and benefit statements for employees
Manage complex benefit plans for all employees
Reduce administrative overhead and training time
Achieve accurate and timely benefits enrollment
Manage complex payroll with multiple pay types for a workforce of any size with unlimited employee and tax IDs
Simplify union rules, dynamic pay structures
Quickly and easily change payroll rules within the system
Ensure full regulatory compliance for all states, provinces, and regions in North America, the UK, Ireland and Australia

	Xero Payroll	Sumtotal Payroll
Unlimited Payrolls	No	No
Automated Tax Filing and Payments	Yes	No
Live Customer Support	Yes	No
Ability To Manage Employee Benefits	Yes	Yes
Employee Access To Platform	Yes	Yes
Direct Deposit	Yes	No
Expense Reimbursement	Yes	No
Time Off Tracking	Yes	Yes
Handle Deductions From Pay	Yes	Yes
Debt Repayment From Pay	No	No
Employee Background Checks	No	No
Has An API	Yes	No
Create Payslip	No	No
Create P45	No	No
Create P60	No	No
Pay For Salaried Employees	Yes	Yes
Pay For Hourly Employees	Yes	Yes
Bonus / Incentive Pay	No	No
Pension Filing	Yes	Yes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)	No	No
Direct HMRC Submissions	Yes	No
RTI Compliant	No	No