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Xero Payroll vs SD Worx: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Xero Payroll or SD Worx?

We compare them based on real user reviews, prices and what features they both offer.

Xero Payroll homepageSD Worx homepage

Xero Payroll vs SD Worx Basics


Xero Payroll
SD Worx
Software WebsiteXero Payroll WebsiteSD Worx Website
Company NameXero IncSD Worx
Target Company Size (Small, Medium and/or Enterprise)Small – MediumEnterprise
Industry FocusNoneNone

Xero Payroll vs SD Worx Reviews

Wondering if Xero Payroll or SD Worx has better user reviews. We compared them below.

Xero PayrollSD Worx
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.2No Rating
Number of Trustpilot Reviews5831No Reviews
iPhone App Rating4.64.3
Number of iPhone Reviews180034
Android App Rating4.53.1
Number of Android Reviews78808640
Please note ratings we’re accurate at the time of writing but may have since changed

Xero Payroll vs SD Worx Prices

Which is cheaper Xero Payroll or SD Worx? Here are their prices compared.

Xero Payroll pricingSD Worx pricing

Free Plans & Trials

Xero PayrollSD Worx
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?30 daysNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Xero PayrollSD Worx
Cheapest Plan Cost Per Month£7.50Pricing Not On Website
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50NA
Data taken from each company’s website at the time of writing but may have since changed.

Xero Payroll vs SD Worx Features

Xero Payroll featuresSD Worx features

Xero Payroll Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Payroll Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

SD Worx Basic Features

  • Outsourced Payroll Services
  • Cloud-based SaaS Payroll
  • Impressive Payroll Integrations
  • Payroll Solutions for SAP
  • International Payroll Solutions
  • Payroll, HR & Legal Services

SD Worx Software Integrations

  • Workday
  • SAP
  • Oracle

Common Feature Comparison

Xero PayrollSD Worx
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesNo
Live Customer SupportYesNo
Ability To Manage Employee BenefitsYesNo
Employee Access To PlatformYesYes
Direct DepositYesNo
Expense ReimbursementYesYes
Time Off TrackingYesYes
Handle Deductions From PayYesNo
Debt Repayment From PayNoNo
Employee Background ChecksNoNo
Has An APIYesNo
Create PayslipNoNo
Create P45NoNo
Create P60NoNo
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingYesNo
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoNo
Direct HMRC SubmissionsYesNo
RTI CompliantNoNo

More Comparisons

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Xero Payroll vs Workday Payroll
Xero Payroll vs 1 2 Cloud payroll
Xero Payroll vs 1st FREE Payroll & HR
Xero Payroll vs Primo Payroll

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