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Xero Payroll vs Civica Payroll: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Xero Payroll or Civica Payroll?

We compare them based on real user reviews, prices and what features they both offer.

Xero Payroll homepageCivica Payroll homepage

Xero Payroll vs Civica Payroll Basics


Xero Payroll
Civica Payroll
Software WebsiteXero Payroll WebsiteCivica Payroll Website
Company NameXero IncCivica
Target Company Size (Small, Medium and/or Enterprise)Small – MediumEnterprise
Industry FocusNoneNone

Xero Payroll vs Civica Payroll Reviews

Wondering if Xero Payroll or Civica Payroll has better user reviews. We compared them below.

Xero PayrollCivica Payroll
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.2No Rating
Number of Trustpilot Reviews5831No Reviews
iPhone App Rating4.62.5
Number of iPhone Reviews18006
Android App Rating4.51.5
Number of Android Reviews788011
Please note ratings we’re accurate at the time of writing but may have since changed

Xero Payroll vs Civica Payroll Prices

Which is cheaper Xero Payroll or Civica Payroll? Here are their prices compared.

Xero Payroll pricingCivica Payroll pricing

Free Plans & Trials

Xero PayrollCivica Payroll
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?30 daysNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Xero PayrollCivica Payroll
Cheapest Plan Cost Per Month£7.50Pricing Not On Website
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50NA
Data taken from each company’s website at the time of writing but may have since changed.

Xero Payroll vs Civica Payroll Features

Xero Payroll featuresCivica Payroll features

Xero Payroll Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Payroll Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Civica Payroll Basic Features

  • Dashboard
  • Government Gateway
  • Multi-company
  • Post-based
  • Pay group details
  • Holiday and absence
  • Expenses and benefits
  • Pensions and auto-enrolment
  • Payment options

Civica Payroll Software Integrations

  • Experian

Common Feature Comparison

Xero PayrollCivica Payroll
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesNo
Live Customer SupportYesNo
Ability To Manage Employee BenefitsYesYes
Employee Access To PlatformYesYes
Direct DepositYesYes
Expense ReimbursementYesYes
Time Off TrackingYesYes
Handle Deductions From PayYesYes
Debt Repayment From PayNoNo
Employee Background ChecksNoNo
Has An APIYesYes
Create PayslipNoYes
Create P45NoNo
Create P60NoYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoYes
Direct HMRC SubmissionsYesYes
RTI CompliantNoYes

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