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Paycircle vs My Digital Accounts: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Paycircle or My Digital Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Paycircle homepageMy Digital Accounts homepage

Paycircle vs My Digital Accounts Basics


Paycircle
My Digital Accounts
Software WebsitePaycircle WebsiteMy Digital Accounts Website
Company NamePaycircle LtdMy Digital Accounts
Target Company Size (Small, Medium and/or Enterprise)Small – MediumEnterprise
Industry FocusNoneNone

Paycircle vs My Digital Accounts Reviews

Wondering if Paycircle or My Digital Accounts has better user reviews. We compared them below.

PaycircleMy Digital Accounts
Listed On HMRC WebsiteYesYes
Trustpilot Rating3.2No Rating
Number of Trustpilot Reviews1No Reviews
iPhone App RatingNo iPhone App2.7
Number of iPhone ReviewsNo Reviews9
Android App RatingNo Android App2.8
Number of Android ReviewsNo Reviews25
Please note ratings we’re accurate at the time of writing but may have since changed

Paycircle vs My Digital Accounts Prices

Which is cheaper Paycircle or My Digital Accounts? Here are their prices compared.

Paycircle pricingMy Digital Accounts pricing

Free Plans & Trials

PaycircleMy Digital Accounts
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?NoNo
Free Trial Length?Not ApplicableNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

PaycircleMy Digital Accounts
Cheapest Plan Cost Per MonthPricing Not On WebsitePricing Not On Website
Mid-Tier Plan Cost Per MonthNANA
Top Plan Cost Per MonthNANA
Data taken from each company’s website at the time of writing but may have since changed.

Paycircle vs My Digital Accounts Features

Paycircle featuresMy Digital Accounts features

Paycircle Basic Features

  • Cloud based tech
  • GDPR Secure
  • Data is protected
  • Business Continuity

Paycircle Software Integrations

  • Microsoft
  • Xero

My Digital Accounts Basic Features

  • Run a payroll
  • Onboard a contractor
  • Check IR35 status
  • Manage financials
  • Open API integrations
  • Get bridging software for MTD
  • Store and manage contractors details
  • Run business analytics
  • Manage contractor and employee expenses

My Digital Accounts Software Integrations

  • HSBC
  • NatWest
  • Signable
  • Smart
  • NEST
  • Now
  • People’s pension

Common Feature Comparison

PaycircleMy Digital Accounts
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsNoYes
Live Customer SupportNoNo
Ability To Manage Employee BenefitsNoNo
Employee Access To PlatformNoYes
Direct DepositNoYes
Expense ReimbursementNoYes
Time Off TrackingNoYes
Handle Deductions From PayNoYes
Debt Repayment From PayNoYes
Employee Background ChecksNoNo
Has An APIYesYes
Create PayslipNoYes
Create P45NoYes
Create P60NoYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingNoYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoNo
Direct HMRC SubmissionsYesYes
RTI CompliantYesNo

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