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Zettle By Paypal Payment Terminal vs Barclaycard Flex: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Zettle By Paypal Payment Terminal vs Barclaycard Flex better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Zettle By Paypal Payment Terminal homepageBarclaycard Flex homepage

Zettle By Paypal Payment Terminal vs Barclaycard Flex: The Basics

Zettle By Paypal Payment TerminalBarclaycard Flex
Payment Company NameZettle By PaypalBarclaycard
Machine TypeMobile POSCard Machine
Where To Buy It?Click Here To Buy The Zettle By Paypal Payment TerminalClick Here To Buy The Barclaycard Flex

Zettle By Paypal Payment Terminal vs Barclaycard Flex: Which Is Cheaper

Below we compare the cost of buying the Zettle By Paypal Payment Terminal compared to the Barclaycard Flex and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Zettle By Paypal Payment Terminal pricingBarclaycard Flex pricing
Zettle By Paypal Payment TerminalBarclaycard Flex
Price For The Machine (excluding VAT)£149Monthly Rental Fee
Minimum Monthly FeeNone£15
Standard Debit Card Transaction Fee1.75%1.60%
Standard Credit Card Transaction Fee1.75%1.60%
Amex Card Fee1.75%1.60%
Standard Card Not Present Fee1.75%1.60%
Contract RequiredYesYes
Minimum Transaction Amount£1No
How Soon Can You Get Your Money1 – 2 business daysNext Banking Day
Data taken from each company’s website

Zettle By Paypal Payment Terminal vs Barclaycard Flex Reviews

Does the Zettle By Paypal Payment Terminal or the Barclaycard Flex have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Zettle By Paypal Payment TerminalBarclaycard Flex
Trustpilot Rating2.81.3
Number of Trustpilot Reviews4,1153,158
iPhone App Rating4.6No Rating
Number of iPhone Reviews10,400No Reviews
Android App Rating3.9No Rating
Number of Android Reviews42,600No Reviews

Zettle By Paypal Payment Terminal vs Barclaycard Flex Accepted Cards

Both the Zettle By Paypal Payment Terminal and Barclaycard Flex accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Zettle By Paypal Payment TerminalBarclaycard Flex
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayYesYes
Accept JCBYesYes
Accept DiscoverYesYes

Zettle By Paypal Payment Terminal vs Barclaycard Flex Features


Zettle By Paypal Payment Terminal
Barclaycard Flex
Mobile Phone RequiredNoNo
Built-In PrinterNoYes
Touch ScreenYesNo
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Zettle By Paypal Payment Terminal Features

Zettle By Paypal Payment Terminal features

  • Manage inventory
  • View detailed reports
  • Print receipts
  • Accept major payment methods
  • Ensure a secure checkout for your customers
  • Receive funds in your PayPal Business account typically within minutes, and set up transfers to your bank with no added fee
  • Add items to the shopping cart
  • Create and add new items to your product library
  • Find products and check on-hand amounts
  • Receive new stock and update inventory levels
  • Sell and redeem gift cards

Barclaycard Flex Features

Barclaycard Flex features

  • Take payments in store or on-the-go using chip and PIN or contactless
  • Virtual payments over the phone and by post
  • Switches between Bluetooth, GPRS, Wi-Fi and mobile data networks
  • Flexible pricing
  • Accept up to 700 sales a day on a full charge
  • Lightweight yet durable 320g

Click Here To Buy The Zettle By Paypal Payment TerminalClick Here To Buy The Barclaycard Flex

More Card Reader Comparisons

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Zettle By Paypal Payment Terminal vs takepaymentsplus
Zettle By Paypal Payment Terminal vs Clover Flex Tyl by NatWest
Zettle By Paypal Payment Terminal vs PAX A50 Tyl by NatWest

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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