Is the Zettle By Paypal Payment Terminal vs Barclaycard Flex better for your UK small business?
We compare both machines based on real user reviews, prices and what features they each offer.
You can also find our comparison of all the best card machines here.
Zettle By Paypal Payment Terminal vs Barclaycard Flex: The Basics
Zettle By Paypal Payment Terminal | Barclaycard Flex | |
Payment Company Name | Zettle By Paypal | Barclaycard |
Machine Type | Mobile POS | Card Machine |
Where To Buy It? | Click Here To Buy The Zettle By Paypal Payment Terminal | Click Here To Buy The Barclaycard Flex |
Zettle By Paypal Payment Terminal vs Barclaycard Flex: Which Is Cheaper
Below we compare the cost of buying the Zettle By Paypal Payment Terminal compared to the Barclaycard Flex and how much each charge you to use them.
You can also see if either qualify as one of the 7 Cheapest Card Readers.
Zettle By Paypal Payment Terminal | Barclaycard Flex | |
Price For The Machine (excluding VAT) | £149 | Monthly Rental Fee |
Minimum Monthly Fee | None | £15 |
Standard Debit Card Transaction Fee | 1.75% | 1.60% |
Standard Credit Card Transaction Fee | 1.75% | 1.60% |
Amex Card Fee | 1.75% | 1.60% |
Standard Card Not Present Fee | 1.75% | 1.60% |
Contract Required | Yes | Yes |
Minimum Transaction Amount | £1 | No |
How Soon Can You Get Your Money | 1 – 2 business days | Next Banking Day |
Zettle By Paypal Payment Terminal vs Barclaycard Flex Reviews
Does the Zettle By Paypal Payment Terminal or the Barclaycard Flex have better reviews? We compare Trustpilot, iPhone and Android app reviews below.
Zettle By Paypal Payment Terminal | Barclaycard Flex | |
Trustpilot Rating | 2.8 | 1.3 |
Number of Trustpilot Reviews | 4,115 | 3,158 |
iPhone App Rating | 4.6 | No Rating |
Number of iPhone Reviews | 10,400 | No Reviews |
Android App Rating | 3.9 | No Rating |
Number of Android Reviews | 42,600 | No Reviews |
Zettle By Paypal Payment Terminal vs Barclaycard Flex Accepted Cards
Both the Zettle By Paypal Payment Terminal and Barclaycard Flex accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:
Zettle By Paypal Payment Terminal | Barclaycard Flex | |
Accept Visa | Yes | Yes |
Accept Mastercard | Yes | Yes |
Accept Amex | Yes | Yes |
Accept Apple Pay | Yes | Yes |
Accept Google Pay | Yes | Yes |
Accept Union Pay | Yes | Yes |
Accept JCB | Yes | Yes |
Accept Discover | Yes | Yes |
Zettle By Paypal Payment Terminal vs Barclaycard Flex Features
Zettle By Paypal Payment Terminal | Barclaycard Flex | |
Mobile Phone Required | No | No |
Built-In Printer | No | Yes |
Touch Screen | Yes | No |
Take Phone Payments | Yes | Yes |
Take Online Payments | Yes | Yes |
Business Bank Account Included | No | No |
Zettle By Paypal Payment Terminal Features

- Manage inventory
- View detailed reports
- Print receipts
- Accept major payment methods
- Ensure a secure checkout for your customers
- Receive funds in your PayPal Business account typically within minutes, and set up transfers to your bank with no added fee
- Add items to the shopping cart
- Create and add new items to your product library
- Find products and check on-hand amounts
- Receive new stock and update inventory levels
- Sell and redeem gift cards
Barclaycard Flex Features

- Take payments in store or on-the-go using chip and PIN or contactless
- Virtual payments over the phone and by post
- Switches between Bluetooth, GPRS, Wi-Fi and mobile data networks
- Flexible pricing
- Accept up to 700 sales a day on a full charge
- Lightweight yet durable 320g
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