Is the Square Terminal vs Barclaycard Smartpay Touch better for your UK small business?
We compare both machines based on real user reviews, prices and what features they each offer.
You can also find our comparison of all the best card machines here.
Square Terminal vs Barclaycard Smartpay Touch: The Basics
Square Terminal | Barclaycard Smartpay Touch | |
Payment Company Name | Square | Barclaycard |
Machine Type | Mobile POS | Mobile POS |
Where To Buy It? | Click Here To Buy The Square Terminal | Click Here To Buy The Barclaycard Smartpay Touch |
Square Terminal vs Barclaycard Smartpay Touch: Which Is Cheaper
Below we compare the cost of buying the Square Terminal compared to the Barclaycard Smartpay Touch and how much each charge you to use them.
You can also see if either qualify as one of the 7 Cheapest Card Readers.
Square Terminal | Barclaycard Smartpay Touch | |
Price For The Machine (excluding VAT) | £149 | Monthly Rental Fee |
Minimum Monthly Fee | None | £29 |
Standard Debit Card Transaction Fee | 1.75% | 1.60% |
Standard Credit Card Transaction Fee | 1.75% | 1.60% |
Amex Card Fee | 1.75% | 1.60% |
Standard Card Not Present Fee | 1.4% + 25p for UK cards 2.5% + 25p for non-UK cards | 1.60% |
Contract Required | No | Yes |
Minimum Transaction Amount | £1 | No |
How Soon Can You Get Your Money | Next Buisness Day or Instant Option for 1% Fee | Next Banking Day |
Square Terminal vs Barclaycard Smartpay Touch Reviews
Does the Square Terminal or the Barclaycard Smartpay Touch have better reviews? We compare Trustpilot, iPhone and Android app reviews below.
Square Terminal | Barclaycard Smartpay Touch | |
Trustpilot Rating | 4.3 | 1.3 |
Number of Trustpilot Reviews | 2,290 | 3,158 |
iPhone App Rating | 4.8 | No Rating |
Number of iPhone Reviews | 10,300 | No Reviews |
Android App Rating | 4.8 | No Rating |
Number of Android Reviews | 213,000 | No Reviews |
Square Terminal vs Barclaycard Smartpay Touch Accepted Cards
Both the Square Terminal and Barclaycard Smartpay Touch accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:
Square Terminal | Barclaycard Smartpay Touch | |
Accept Visa | Yes | Yes |
Accept Mastercard | Yes | Yes |
Accept Amex | Yes | Yes |
Accept Apple Pay | Yes | Yes |
Accept Google Pay | Yes | Yes |
Accept Union Pay | No | Yes |
Accept JCB | No | Yes |
Accept Discover | No | Yes |
Square Terminal vs Barclaycard Smartpay Touch Features
Square Terminal | Barclaycard Smartpay Touch | |
Mobile Phone Required | No | No |
Built-In Printer | Yes | Yes |
Touch Screen | Yes | Yes |
Take Phone Payments | Yes | Yes |
Take Online Payments | Yes | Yes |
Business Bank Account Included | No | No |
Square Terminal Features

- Any type of payment method, including chip and PIN, mobile and contactless card payments
- Fair pricing with no monthly fees
- Data security
- Monitor suspicious activity and block fraudulent transactions
- Offline Mode
- 24/7 phone support
Barclaycard Smartpay Touch Features

- Take payments in store or on-the-go using chip and PIN, contactless and more
- Booking tools to minimise no-shows and maximise customer numbers
- Full reporting and dashboards
- Accept digital wallets, such as Apple Pay, as well as credit cards, debit cards, and telephone payments
- Real-time insight
- Hand-held device, software package, and portal access are all included for £29 plus VAT per month
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