Is the Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest better for your UK small business?
We compare both machines based on real user reviews, prices and what features they each offer.
You can also find our comparison of all the best card machines here.
Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest: The Basics
Barclaycard Smartpay Touch | Clover Flex Tyl by NatWest | |
Payment Company Name | Barclaycard | Tyl by NatWest |
Machine Type | Mobile POS | Mobile POS |
Where To Buy It? | Click Here To Buy The Barclaycard Smartpay Touch | Click Here To Buy The Clover Flex Tyl by NatWest |
Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest: Which Is Cheaper
Below we compare the cost of buying the Barclaycard Smartpay Touch compared to the Clover Flex Tyl by NatWest and how much each charge you to use them.
You can also see if either qualify as one of the 7 Cheapest Card Readers.
Barclaycard Smartpay Touch | Clover Flex Tyl by NatWest | |
Price For The Machine (excluding VAT) | Monthly Rental Fee | Monthly Rental Fee |
Minimum Monthly Fee | £29 | £16.99 |
Standard Debit Card Transaction Fee | 1.60% | 0.2%-3.5% + 20p-40p |
Standard Credit Card Transaction Fee | 1.60% | 0.2%-3.5% + 20p-40p |
Amex Card Fee | 1.60% | 0.2%-3.5% + 20p-40p |
Standard Card Not Present Fee | 1.60% | 0.2%-3.5% + 20p-40p |
Contract Required | Yes | Yes |
Minimum Transaction Amount | No | No |
How Soon Can You Get Your Money | Next Banking Day | Next Business Day |
Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest Reviews
Does the Barclaycard Smartpay Touch or the Clover Flex Tyl by NatWest have better reviews? We compare Trustpilot, iPhone and Android app reviews below.
Barclaycard Smartpay Touch | Clover Flex Tyl by NatWest | |
Trustpilot Rating | 1.3 | 4.7 |
Number of Trustpilot Reviews | 3,158 | 1,267 |
iPhone App Rating | No Rating | 3.4 |
Number of iPhone Reviews | No Reviews | 19 |
Android App Rating | No Rating | 3.5 |
Number of Android Reviews | No Reviews | 14 |
Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest Accepted Cards
Both the Barclaycard Smartpay Touch and Clover Flex Tyl by NatWest accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:
Barclaycard Smartpay Touch | Clover Flex Tyl by NatWest | |
Accept Visa | Yes | Yes |
Accept Mastercard | Yes | Yes |
Accept Amex | Yes | Yes |
Accept Apple Pay | Yes | Yes |
Accept Google Pay | Yes | Yes |
Accept Union Pay | Yes | No |
Accept JCB | Yes | No |
Accept Discover | Yes | Yes |
Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest Features
Barclaycard Smartpay Touch | Clover Flex Tyl by NatWest | |
Mobile Phone Required | No | No |
Built-In Printer | Yes | Yes |
Touch Screen | Yes | Yes |
Take Phone Payments | Yes | Yes |
Take Online Payments | Yes | Yes |
Business Bank Account Included | No | No |
Barclaycard Smartpay Touch Features

- Take payments in store or on-the-go using chip and PIN, contactless and more
- Booking tools to minimise no-shows and maximise customer numbers
- Full reporting and dashboards
- Accept digital wallets, such as Apple Pay, as well as credit cards, debit cards, and telephone payments
- Real-time insight
- Hand-held device, software package, and portal access are all included for £29 plus VAT per month
Clover Flex Tyl by NatWest Features

- Wi-Fi and 4G LTE connectivity built-in
- Fully fledged POS terminal and business management solution
- Charges in an hour, lasts up to 8 hours
- Built in receipt printer and barcode scanner
- 5-inch hi-res antimicrobial touchscreen
- Built-in fingerprint reader security
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