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Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Barclaycard Smartpay Touch homepageClover Flex Tyl by NatWest homepage

Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest: The Basics

Barclaycard Smartpay TouchClover Flex Tyl by NatWest
Payment Company NameBarclaycardTyl by NatWest
Machine TypeMobile POSMobile POS
Where To Buy It?Click Here To Buy The Barclaycard Smartpay TouchClick Here To Buy The Clover Flex Tyl by NatWest

Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest: Which Is Cheaper

Below we compare the cost of buying the Barclaycard Smartpay Touch compared to the Clover Flex Tyl by NatWest and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Barclaycard Smartpay Touch pricingClover Flex Tyl by NatWest pricing
Barclaycard Smartpay TouchClover Flex Tyl by NatWest
Price For The Machine (excluding VAT)Monthly Rental FeeMonthly Rental Fee
Minimum Monthly Fee£29£16.99
Standard Debit Card Transaction Fee1.60%0.2%-3.5% + 20p-40p
Standard Credit Card Transaction Fee1.60%0.2%-3.5% + 20p-40p
Amex Card Fee1.60%0.2%-3.5% + 20p-40p
Standard Card Not Present Fee1.60%0.2%-3.5% + 20p-40p
Contract RequiredYesYes
Minimum Transaction AmountNoNo
How Soon Can You Get Your MoneyNext Banking DayNext Business Day
Data taken from each company’s website

Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest Reviews

Does the Barclaycard Smartpay Touch or the Clover Flex Tyl by NatWest have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Barclaycard Smartpay TouchClover Flex Tyl by NatWest
Trustpilot Rating1.34.7
Number of Trustpilot Reviews3,1581,267
iPhone App RatingNo Rating3.4
Number of iPhone ReviewsNo Reviews19
Android App RatingNo Rating3.5
Number of Android ReviewsNo Reviews14

Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest Accepted Cards

Both the Barclaycard Smartpay Touch and Clover Flex Tyl by NatWest accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Barclaycard Smartpay TouchClover Flex Tyl by NatWest
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayYesNo
Accept JCBYesNo
Accept DiscoverYesYes

Barclaycard Smartpay Touch vs Clover Flex Tyl by NatWest Features


Barclaycard Smartpay Touch
Clover Flex Tyl by NatWest
Mobile Phone RequiredNoNo
Built-In PrinterYesYes
Touch ScreenYesYes
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Barclaycard Smartpay Touch Features

Barclaycard Smartpay Touch features

  • Take payments in store or on-the-go using chip and PIN, contactless and more
  • Booking tools to minimise no-shows and maximise customer numbers
  • Full reporting and dashboards
  • Accept digital wallets, such as Apple Pay, as well as credit cards, debit cards, and telephone payments
  • Real-time insight
  • Hand-held device, software package, and portal access are all included for £29 plus VAT per month

Clover Flex Tyl by NatWest Features

Clover Flex Tyl by NatWest features

  • Wi-Fi and 4G LTE connectivity built-in
  • Fully fledged POS terminal and business management solution
  • Charges in an hour, lasts up to 8 hours
  • Built in receipt printer and barcode scanner
  • 5-inch hi-res antimicrobial touchscreen
  • Built-in fingerprint reader security

Click Here To Buy The Barclaycard Smartpay TouchClick Here To Buy The Clover Flex Tyl by NatWest

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