BusinessFinancing.co.uk

Barclaycard Flex vs Barclaycard Smartpay Touch: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Barclaycard Flex vs Barclaycard Smartpay Touch better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Barclaycard Flex homepageBarclaycard Smartpay Touch homepage

Barclaycard Flex vs Barclaycard Smartpay Touch: The Basics

Barclaycard FlexBarclaycard Smartpay Touch
Payment Company NameBarclaycardBarclaycard
Machine TypeCard MachineMobile POS
Where To Buy It?Click Here To Buy The Barclaycard FlexClick Here To Buy The Barclaycard Smartpay Touch

Barclaycard Flex vs Barclaycard Smartpay Touch: Which Is Cheaper

Below we compare the cost of buying the Barclaycard Flex compared to the Barclaycard Smartpay Touch and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Barclaycard Flex pricingBarclaycard Smartpay Touch pricing
Barclaycard FlexBarclaycard Smartpay Touch
Price For The Machine (excluding VAT)Monthly Rental FeeMonthly Rental Fee
Minimum Monthly Fee£15£29
Standard Debit Card Transaction Fee1.60%1.60%
Standard Credit Card Transaction Fee1.60%1.60%
Amex Card Fee1.60%1.60%
Standard Card Not Present Fee1.60%1.60%
Contract RequiredYesYes
Minimum Transaction AmountNoNo
How Soon Can You Get Your MoneyNext Banking DayNext Banking Day
Data taken from each company’s website

Barclaycard Flex vs Barclaycard Smartpay Touch Reviews

Does the Barclaycard Flex or the Barclaycard Smartpay Touch have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Barclaycard FlexBarclaycard Smartpay Touch
Trustpilot Rating1.31.3
Number of Trustpilot Reviews3,1583,158
iPhone App RatingNo RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android App RatingNo RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews

Barclaycard Flex vs Barclaycard Smartpay Touch Accepted Cards

Both the Barclaycard Flex and Barclaycard Smartpay Touch accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Barclaycard FlexBarclaycard Smartpay Touch
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayYesYes
Accept JCBYesYes
Accept DiscoverYesYes

Barclaycard Flex vs Barclaycard Smartpay Touch Features


Barclaycard Flex
Barclaycard Smartpay Touch
Mobile Phone RequiredNoNo
Built-In PrinterYesYes
Touch ScreenNoYes
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Barclaycard Flex Features

Barclaycard Flex features

  • Take payments in store or on-the-go using chip and PIN or contactless
  • Virtual payments over the phone and by post
  • Switches between Bluetooth, GPRS, Wi-Fi and mobile data networks
  • Flexible pricing
  • Accept up to 700 sales a day on a full charge
  • Lightweight yet durable 320g

Barclaycard Smartpay Touch Features

Barclaycard Smartpay Touch features

  • Take payments in store or on-the-go using chip and PIN, contactless and more
  • Booking tools to minimise no-shows and maximise customer numbers
  • Full reporting and dashboards
  • Accept digital wallets, such as Apple Pay, as well as credit cards, debit cards, and telephone payments
  • Real-time insight
  • Hand-held device, software package, and portal access are all included for £29 plus VAT per month

Click Here To Buy The Barclaycard FlexClick Here To Buy The Barclaycard Smartpay Touch

More Card Reader Comparisons

Barclaycard Flex vs takepaymentsplus
Barclaycard Flex vs Clover Flex Tyl by NatWest
Barclaycard Flex vs PAX A50 Tyl by NatWest
Barclaycard Smartpay Anywhere vs Barclaycard Smartpay Touch
Barclaycard Smartpay Anywhere vs takepaymentsplus

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



7 Cheapest Card Readers In 2025: Prices & Fees Compared

Best Card Machines For Small Business Based On UK Reviews

How Much Are UK Card Readers? Pricing & Transaction Fees

What Is Payment Processing & How Do Payment Processors Work?

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224