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Barclaycard Flex vs Barclaycard Smartpay Anywhere: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Barclaycard Flex vs Barclaycard Smartpay Anywhere better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Barclaycard Flex homepageBarclaycard Smartpay Anywhere homepage

Barclaycard Flex vs Barclaycard Smartpay Anywhere: The Basics

Barclaycard FlexBarclaycard Smartpay Anywhere
Payment Company NameBarclaycardBarclaycard
Machine TypeCard MachineCard Machine
Where To Buy It?Click Here To Buy The Barclaycard FlexClick Here To Buy The Barclaycard Smartpay Anywhere

Barclaycard Flex vs Barclaycard Smartpay Anywhere: Which Is Cheaper

Below we compare the cost of buying the Barclaycard Flex compared to the Barclaycard Smartpay Anywhere and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Barclaycard Flex pricingBarclaycard Smartpay Anywhere pricing
Barclaycard FlexBarclaycard Smartpay Anywhere
Price For The Machine (excluding VAT)Monthly Rental Fee£29
Minimum Monthly Fee£15None
Standard Debit Card Transaction Fee1.60%1.60%
Standard Credit Card Transaction Fee1.60%1.60%
Amex Card Fee1.60%1.60%
Standard Card Not Present Fee1.60%1.60%
Contract RequiredYesYes
Minimum Transaction AmountNoNo
How Soon Can You Get Your MoneyNext Banking DayNext Banking Day
Data taken from each company’s website

Barclaycard Flex vs Barclaycard Smartpay Anywhere Reviews

Does the Barclaycard Flex or the Barclaycard Smartpay Anywhere have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Barclaycard FlexBarclaycard Smartpay Anywhere
Trustpilot Rating1.31.3
Number of Trustpilot Reviews3,1583,158
iPhone App RatingNo Rating1.5
Number of iPhone ReviewsNo Reviews20
Android App RatingNo Rating1.4
Number of Android ReviewsNo Reviews20

Barclaycard Flex vs Barclaycard Smartpay Anywhere Accepted Cards

Both the Barclaycard Flex and Barclaycard Smartpay Anywhere accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Barclaycard FlexBarclaycard Smartpay Anywhere
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayYesYes
Accept JCBYesYes
Accept DiscoverYesYes

Barclaycard Flex vs Barclaycard Smartpay Anywhere Features


Barclaycard Flex
Barclaycard Smartpay Anywhere
Mobile Phone RequiredNoYes
Built-In PrinterYesNo
Touch ScreenNoNo
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Barclaycard Flex Features

Barclaycard Flex features

  • Take payments in store or on-the-go using chip and PIN or contactless
  • Virtual payments over the phone and by post
  • Switches between Bluetooth, GPRS, Wi-Fi and mobile data networks
  • Flexible pricing
  • Accept up to 700 sales a day on a full charge
  • Lightweight yet durable 320g

Barclaycard Smartpay Anywhere Features

Barclaycard Smartpay Anywhere features

  • Accept cards and digital wallets, including Amex and Apple Pay
  • Free FreshBooks account
  • Real-time sales data
  • Compatible with Android 10 and iOS 15 and above
  • Comes with a USB charging cable
  • 24/7 help and support

Click Here To Buy The Barclaycard FlexClick Here To Buy The Barclaycard Smartpay Anywhere

More Card Reader Comparisons

Barclaycard Flex vs Barclaycard Smartpay Touch
Barclaycard Flex vs takepaymentsplus
Barclaycard Flex vs Clover Flex Tyl by NatWest
Barclaycard Flex vs PAX A50 Tyl by NatWest
Barclaycard Smartpay Anywhere vs Barclaycard Smartpay Touch

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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