Zoho Expense vs Spenfi: Which Is The Better Company Expense Card?

Zoho Expense and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zoho Expense vs Spenfi Reviews

	Zoho Expense	Spenfi
Trustpilot Review Rating	4.4	3.8
Number of Trustpilot Reviews	4462	2
iPhone App Rating	4.7	No Rating
Number of iPhone App Reviews	443	No Reviews
Android App Rating	4.6	No Rating
Number of Android App Reviews	12600	No Reviews

Note these figures we’re taken from each company’s website and may have changed since publication

	Zoho Expense	Spenfi
Website	Click Here to Visit Zoho Expense Website	Click Here to Visit Spenfi Website
Card Type	No Card Provided	VISA
Offers Physical Cards?	No	Yes
Offers Virtual Cards?	No	Yes
Offers Prepaid Cards?	No	No
Cashback Plans?	Yes	Yes
Plans for Freelancers?	Yes	Yes
Plans for Small Business?	Yes	Yes
Plans For Medium Business?	Yes	Yes
Enterprise Plans?	Yes	Yes

	Zoho Expense	Spenfi
Free Plan?	Yes	Yes
Free Trial?	Yes	No
Cheapest Plan Price Per Month	£4.00	£199.00
Mid Plan Price Per Month	£6.00	£399.00
Top Plan Price Per Month	£10.00	Free*

Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

	Zoho Expense	Spenfi
Apple Pay Compatible	No	Yes
Google Pay Compatible	No	Yes
Expense Claims	Yes	Yes
Expense Reimbursements	Yes	Yes
API	Yes	Yes
Access Controls/Permissions	Yes	No
Reconciliations	Yes	No
Approval Process Control	Yes	No
Budget Control	Yes	Yes
Expense Categorisation	Yes	No
Compliance Management	Yes	No
Customizable Fields	Yes	No
Fraud Detection	Yes	Yes
Multi-Currency Cards	Yes	Yes
Mileage Tracking	Yes	Yes
Mobile Receipt Upload	Yes	Yes
Real Time Notifications & Reporting	Yes	Yes
Receipt Management	Yes	Yes
Spend Control	Yes	Yes
Travel Management	Yes	No