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Zoho Expense vs Expense On Demand: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Zoho Expense and Expense On Demand are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zoho Expense HomepageExpense On Demand Homepage
 

Zoho Expense vs Expense On Demand Reviews

Zoho ExpenseExpense On Demand
Trustpilot Review Rating 4.4No Rating
Number of Trustpilot Reviews4462No Reviews
iPhone App Rating4.74.4
Number of iPhone App Reviews443127
Android App Rating4.63.7
Number of Android App Reviews12600569
Note these figures we’re taken from each company’s website and may have changed since publication

Zoho Expense vs Expense On Demand Key Details

Zoho ExpenseExpense On Demand
WebsiteClick Here to Visit Zoho Expense WebsiteClick Here to Visit Expense On Demand Website
Card TypeNo Card ProvidedNo Card Provided
Offers Physical Cards?NoNo
Offers Virtual Cards?NoNo
Offers Prepaid Cards?NoNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Zoho Expense vs Expense On Demand Cost

Zoho Expense PricingExpense On Demand Pricing
Zoho ExpenseExpense On Demand
Free Plan?YesNo
Free Trial?YesYes
Cheapest Plan Price Per Month£4.00Pricing Not On Website
Mid Plan Price Per Month£6.00Not Applicable
Top Plan Price Per Month£10.00Not Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Zoho Expense vs Expense On Demand Features

Zoho Expense FeaturesExpense On Demand Features

Zoho Expense Features

STANDARD

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance

PREMIUM

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization

ENTERPRISE

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization
  • TMC/OTA Integration
  • ERP Integration
  • Single Sign On (SAML)
  • Dedicated Account Manager
  • Advanced Audit Trail Report

Zoho Expense Accounting Software Integrations

  • Quickbooks
  • Xero
  • Sage

Expense On Demand Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Expense On Demand Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Zoho Expense vs Expense On Demand Features Comparison

Zoho ExpenseExpense On Demand
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesNo
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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