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Zoho Expense vs Capture Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Zoho Expense and Capture Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zoho Expense HomepageCapture Expense Homepage
 

Zoho Expense vs Capture Expense Reviews

Zoho ExpenseCapture Expense
Trustpilot Review Rating 4.4No Rating
Number of Trustpilot Reviews4462No Reviews
iPhone App Rating4.75
Number of iPhone App Reviews4432
Android App Rating4.6No Rating
Number of Android App Reviews12600No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Zoho Expense vs Capture Expense Key Details

Zoho ExpenseCapture Expense
WebsiteClick Here to Visit Zoho Expense WebsiteClick Here to Visit Capture Expense Website
Card TypeNo Card ProvidedNo Card Provided
Offers Physical Cards?NoNo
Offers Virtual Cards?NoNo
Offers Prepaid Cards?NoNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Zoho Expense vs Capture Expense Cost

Zoho Expense PricingCapture Expense Pricing
Zoho ExpenseCapture Expense
Free Plan?YesNo
Free Trial?YesYes
Cheapest Plan Price Per Month£4.00£6.00
Mid Plan Price Per Month£6.00Not Applicable
Top Plan Price Per Month£10.00Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Zoho Expense vs Capture Expense Features

Zoho Expense FeaturesCapture Expense Features

Zoho Expense Features

STANDARD

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance

PREMIUM

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization

ENTERPRISE

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization
  • TMC/OTA Integration
  • ERP Integration
  • Single Sign On (SAML)
  • Dedicated Account Manager
  • Advanced Audit Trail Report

Zoho Expense Accounting Software Integrations

  • Quickbooks
  • Xero
  • Sage

Capture Expense Features

Business

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking

No Mid-Tier Plan

Not Applicable

Enterprise

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking
  • Single sign-on
  • ERP integration
  • Dedicated account manager
  • Open banking
  • Advanced reporting
  • Linked organisations

Capture Expense Accounting Software Integrations

  • Zynk
  • Xero
  • QuickBooks
  • Sage
  • Sap
  • Epicor
  • Oracle

Zoho Expense vs Capture Expense Features Comparison

Zoho ExpenseCapture Expense
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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