Zempler Bank and Zoho Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Zempler Bank vs Zoho Expense Reviews
| Zempler Bank | Zoho Expense | |
| Trustpilot Review Rating | 3.9 | 4.4 |
| Number of Trustpilot Reviews | 9489 | 4462 |
| iPhone App Rating | 4.7 | 4.7 |
| Number of iPhone App Reviews | 45700 | 443 |
| Android App Rating | 4.6 | 4.6 |
| Number of Android App Reviews | 22500 | 12600 |
Zempler Bank vs Zoho Expense Key Details
| Zempler Bank | Zoho Expense | |
| Website | Click Here to Visit Zempler Bank Website | Click Here to Visit Zoho Expense Website |
| Card Type | Mastercard | No Card Provided |
| Offers Physical Cards? | Yes | No |
| Offers Virtual Cards? | Yes | No |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Zempler Bank vs Zoho Expense Cost
 |  |
| Zempler Bank | Zoho Expense | |
| Free Plan? | Yes | Yes |
| Free Trial? | No | Yes |
| Cheapest Plan Price Per Month | Free | £4.00 |
| Mid Plan Price Per Month | Not Applicable | £6.00 |
| Top Plan Price Per Month | £9.00 | £10.00 |
Zempler Bank vs Zoho Expense Features
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Zempler Bank Features
Go
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
No Mid-Tier Plan
Not Applicable
Extra
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Cashback-On your card spend**
- Creditbuilder-Improve your credit score
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
Zempler Bank Accounting Software Integrations
- Xero
- Quickbooks
- Sage
Zoho Expense Features
STANDARD
- Unlimited Users
- 20 Receipt Autoscans per user
- Corporate Card Reconcillation
- Cash Advances
- Multilevel Approval
- Access Delegation
- Basic Audit Trail Report
- Email, call, and remote assistance
PREMIUM
- Unlimited Users
- 20 Receipt Autoscans per user
- Corporate Card Reconcillation
- Cash Advances
- Multilevel Approval
- Access Delegation
- Basic Audit Trail Report
- Email, call, and remote assistance
- Receipt Autoscan
- Travel Requests
- Purchase Request
- Advanced Approval
- Per Diem Automation
- Advanced Customization
ENTERPRISE
- Unlimited Users
- 20 Receipt Autoscans per user
- Corporate Card Reconcillation
- Cash Advances
- Multilevel Approval
- Access Delegation
- Basic Audit Trail Report
- Email, call, and remote assistance
- Receipt Autoscan
- Travel Requests
- Purchase Request
- Advanced Approval
- Per Diem Automation
- Advanced Customization
- TMC/OTA Integration
- ERP Integration
- Single Sign On (SAML)
- Dedicated Account Manager
- Advanced Audit Trail Report
Zoho Expense Accounting Software Integrations
- Quickbooks
- Xero
- Sage
Zempler Bank vs Zoho Expense Features Comparison
| Zempler Bank | Zoho Expense | |
| Apple Pay Compatible | No | No |
| Google Pay Compatible | No | No |
| Expense Claims | No | Yes |
| Expense Reimbursements | No | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | No | Yes |
| Expense Categorisation | No | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | No | Yes |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | No | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
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