Zempler Bank and Moss are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
 |  |
Zempler Bank vs Moss Reviews
| Zempler Bank | Moss | |
| Trustpilot Review Rating | 3.9 | 4 |
| Number of Trustpilot Reviews | 9489 | 119 |
| iPhone App Rating | 4.7 | 5 |
| Number of iPhone App Reviews | 45700 | 3 |
| Android App Rating | 4.6 | No Rating |
| Number of Android App Reviews | 22500 | No Reviews |
Zempler Bank vs Moss Key Details
| Zempler Bank | Moss | |
| Website | Click Here to Visit Zempler Bank Website | Click Here to Visit Moss Website |
| Card Type | Mastercard | Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | Yes |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Zempler Bank vs Moss Cost
 |  |
| Zempler Bank | Moss | |
| Free Plan? | Yes | No |
| Free Trial? | No | Yes |
| Cheapest Plan Price Per Month | Free | Pricing Not On Website |
| Mid Plan Price Per Month | Not Applicable | Pricing Not On Website |
| Top Plan Price Per Month | £9.00 | Pricing Not On Website |
Zempler Bank vs Moss Features
 |  |
Zempler Bank Features
Go
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
No Mid-Tier Plan
Not Applicable
Extra
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Cashback-On your card spend**
- Creditbuilder-Improve your credit score
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
Zempler Bank Accounting Software Integrations
- Xero
- Quickbooks
- Sage
Moss Features
Smart Cards
- Unlimited smart corporate cards with automated spend approval flows
- Boost cash flow using Moss Credit Cards
- Market-leading receipt capture and matching
- Integrate seamlessly with accounting systems
- Pay with physical cards or Apple & Google Pay
- iOS and Android mobile app
Customised Plan
- Choose any combination of smart cards, employee reimbursement, or invoice management modules
- Select the right level of ERP integration for your business
- Add the appropriate controlling, SSO and AI accounting automation features as needed
- 1-1 custom implementation support
- 24/7 support
Complete Spend Management
- Entire oversight of corporate cards, invoice management, and expense reimbursements
- Real-time budget insights
- AI accounting automation for more precise financial reporting
- Full range of ERP and accounting integrations
- SSO for enhanced security
- Dedicated customer success account manager
Moss Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
- Sage
- SAP
- Oracle
Zempler Bank vs Moss Features Comparison
| Zempler Bank | Moss | |
| Apple Pay Compatible | No | Yes |
| Google Pay Compatible | No | Yes |
| Expense Claims | No | Yes |
| Expense Reimbursements | No | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | No | Yes |
| Expense Categorisation | No | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | No | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | No |
| Mileage Tracking | No | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
More Comparisons
Zempler Bank vs Navan
Zempler Bank vs Yokoy
Zempler Bank vs Mobile Expense
Zempler Bank vs Emburse
Zempler Bank vs Payem