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Zempler Bank vs Mobile Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Zempler Bank and Mobile Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zempler Bank HomepageMobile Expense Homepage
 

Zempler Bank vs Mobile Expense Reviews

Zempler BankMobile Expense
Trustpilot Review Rating 3.9No Rating
Number of Trustpilot Reviews9489No Reviews
iPhone App Rating4.74.6
Number of iPhone App Reviews457001000
Android App Rating4.64.4
Number of Android App Reviews225002960
Note these figures we’re taken from each company’s website and may have changed since publication

Zempler Bank vs Mobile Expense Key Details

Zempler BankMobile Expense
WebsiteClick Here to Visit Zempler Bank WebsiteClick Here to Visit Mobile Expense Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Zempler Bank vs Mobile Expense Cost

Zempler Bank PricingMobile Expense Pricing
Zempler BankMobile Expense
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per MonthFree£6.10
Mid Plan Price Per MonthNot Applicable£8.71
Top Plan Price Per Month£9.00Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Zempler Bank vs Mobile Expense Features

Zempler Bank FeaturesMobile Expense Features

Zempler Bank Features

Go

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

No Mid-Tier Plan

Not Applicable

Extra

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Cashback-On your card spend**
  • Creditbuilder-Improve your credit score
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

Zempler Bank Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Mobile Expense Features

LOCAL

  • Local compliance
  • GDPR compliant
  • Mobile & desktop apps
  • Company cards
  • Automated rules & workflows
  • Available in 7 languages

EUROPE

  • EU-wide compliance (GoBD, ES homologation, URSSAF, etc.)
  • Tailored expense policies
  • Personalised support
  • Automated exchange rates

GLOBAL

  • Global compliance in 70+ countries
  • Multi-entity management
  • Assistant / deputy function
  • Single Sign On
  • Policy-driven workflows
  • Multi-currency

Mobile Expense Accounting Software Integrations

  • DATEV
  • Exact
  • Sage
  • Twinfield

Zempler Bank vs Mobile Expense Features Comparison

Zempler BankMobile Expense
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlNoNo
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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