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Zempler Bank vs Intergiro: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Zempler Bank and Intergiro are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zempler Bank HomepageIntergiro Homepage
 

Zempler Bank vs Intergiro Reviews

Zempler BankIntergiro
Trustpilot Review Rating 3.93.6
Number of Trustpilot Reviews9489168
iPhone App Rating4.75
Number of iPhone App Reviews457004
Android App Rating4.6No Rating
Number of Android App Reviews22500No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Zempler Bank vs Intergiro Key Details

Zempler BankIntergiro
WebsiteClick Here to Visit Zempler Bank WebsiteClick Here to Visit Intergiro Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Zempler Bank vs Intergiro Cost

Zempler Bank PricingIntergiro Pricing
Zempler BankIntergiro
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per MonthFree£16.49
Mid Plan Price Per MonthNot Applicable£42.53
Top Plan Price Per Month£9.00Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Zempler Bank vs Intergiro Features

Zempler Bank FeaturesIntergiro Features

Zempler Bank Features

Go

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

No Mid-Tier Plan

Not Applicable

Extra

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Cashback-On your card spend**
  • Creditbuilder-Improve your credit score
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

Zempler Bank Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Intergiro Features

Starter

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – 25x / month or 10,000€ / month
  • International payments (inbound / outbound via SWIFT) – €20 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – 2€

Growth

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – No thresholds
  • International payments (inbound / outbound via SWIFT) – €10 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – €1

Enterprise

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Customised
  • Outbound Euro payments (via SEPA) – Customised
  • International payments (inbound / outbound via SWIFT) – Customised
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – Customised

Intergiro Accounting Software Integrations

Not Listed

Zempler Bank vs Intergiro Features Comparison

Zempler BankIntergiro
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoNo
Expense ReimbursementsNoNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesNo
Budget ControlNoNo
Expense CategorisationNoNo
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesNo
Spend ControlYesYes
Travel Management YesYes

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