BusinessFinancing.co.uk

 

Zempler Bank vs Expense On Demand: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Zempler Bank and Expense On Demand are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zempler Bank HomepageExpense On Demand Homepage
 

Zempler Bank vs Expense On Demand Reviews

Zempler BankExpense On Demand
Trustpilot Review Rating 3.9No Rating
Number of Trustpilot Reviews9489No Reviews
iPhone App Rating4.74.4
Number of iPhone App Reviews45700127
Android App Rating4.63.7
Number of Android App Reviews22500569
Note these figures we’re taken from each company’s website and may have changed since publication

Zempler Bank vs Expense On Demand Key Details

Zempler BankExpense On Demand
WebsiteClick Here to Visit Zempler Bank WebsiteClick Here to Visit Expense On Demand Website
Card TypeMastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Zempler Bank vs Expense On Demand Cost

Zempler Bank PricingExpense On Demand Pricing
Zempler BankExpense On Demand
Free Plan?YesNo
Free Trial?NoYes
Cheapest Plan Price Per MonthFreePricing Not On Website
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per Month£9.00Not Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Zempler Bank vs Expense On Demand Features

Zempler Bank FeaturesExpense On Demand Features

Zempler Bank Features

Go

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

No Mid-Tier Plan

Not Applicable

Extra

  • Card issuing fee-Contactless Mastercard
  • Payments & transfers-Sending money
  • Payments & transfers-Receiving money
  • Cash deposits-At any UK Post Office*
  • UK ATM withdrawals-Terms apply*
  • ATM withdrawals abroad-Terms apply*
  • Additional cards-Up to 20 cards
  • Cashback-On your card spend**
  • Creditbuilder-Improve your credit score
  • Accounting integrations-Inc. Xero, Quickbooks & Sage
  • Create invoices-To make payments easier
  • Spending reports-Categorise spending automatically
  • Export statements-PDF or CSV format
  • UK phone support-Liverpool based

Zempler Bank Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Expense On Demand Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Expense On Demand Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Zempler Bank vs Expense On Demand Features Comparison

Zempler BankExpense On Demand
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlNoYes
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesNo
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

More Comparisons

Zempler Bank vs Capture Expense
Zempler Bank vs Mesh
Zempler Bank vs Finway
Zempler Bank vs Spenfi
Expend vs Zoho Expense

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



business bank account

Compare Top 49 UK Business Bank Accounts In 2025

free business banking

17 Best Free Business Bank Accounts In The UK For 2025

7 Easy To Open Business Bank Accounts With No Credit Check

Top 14 UK Business Accounts With Overdraft

31 Best UK Business Savings Accounts Rates Up To 5.25%

Top 33 Sole Trader Bank Accounts In The UK

Top 17 Business Credit Cards In The UK For 2025

21 Best UK Prepaid Business Expense Cards

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224