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Spendesk vs Tipalti: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Spendesk and Tipalti are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Spendesk HomepageTipalti Homepage
 

Spendesk vs Tipalti Reviews

SpendeskTipalti
Trustpilot Review Rating 4.32.6
Number of Trustpilot Reviews579
iPhone App Rating4.75
Number of iPhone App Reviews7212
Android App Rating4.5No Rating
Number of Android App Reviews1020No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Spendesk vs Tipalti Key Details

SpendeskTipalti
WebsiteClick Here to Visit Spendesk WebsiteClick Here to Visit Tipalti Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesYes
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Spendesk vs Tipalti Cost

Spendesk PricingTipalti Pricing
SpendeskTipalti
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On Website£119.00
Mid Plan Price Per MonthPricing Not On WebsiteNot Applicable
Top Plan Price Per MonthPricing Not On WebsiteNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Spendesk vs Tipalti Features

Spendesk FeaturesTipalti Features

Spendesk Features

Essentials

  • Unlimited virtual and physical cards
  • Automated & customizable bookkeeping
  • End to end invoice management
  • Expense tracking & reimbursement
  • Spend dashboards
  • Basic accounting integrations
  • Transactions: 100/month
  • Multi entity management: 3 (for a fee)

Scale

  • Purchase order tracking
  • HR and travel integrations
  • Budgets and sub-budgets
  • Dedicated account manager
  • Assisted set-up with onboarding manager
  • Transactions: 100/month
  • Multi entity management: 5 (for a fee)

Premium

  • Enterprise accounting integrations
  • Machine learning automation
  • Transactions: 500/month
  • Unlimited entity management

Spendesk Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage
  • Datev

Tipalti Features

Starter

  • multiple entities
  • additional currencies
  • international tax IDs

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Tipalti Accounting Software Integrations

  • Netsuite
  • Sage
  • Quickbooks
  • Xero

Spendesk vs Tipalti Features Comparison

SpendeskTipalti
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesNo
Spend ControlYesYes
Travel Management YesYes

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