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Spendesk vs Mobile Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Spendesk and Mobile Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Spendesk HomepageMobile Expense Homepage
 

Spendesk vs Mobile Expense Reviews

SpendeskMobile Expense
Trustpilot Review Rating 4.3No Rating
Number of Trustpilot Reviews57No Reviews
iPhone App Rating4.74.6
Number of iPhone App Reviews7211000
Android App Rating4.54.4
Number of Android App Reviews10202960
Note these figures we’re taken from each company’s website and may have changed since publication

Spendesk vs Mobile Expense Key Details

SpendeskMobile Expense
WebsiteClick Here to Visit Spendesk WebsiteClick Here to Visit Mobile Expense Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Spendesk vs Mobile Expense Cost

Spendesk PricingMobile Expense Pricing
SpendeskMobile Expense
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On Website£6.10
Mid Plan Price Per MonthPricing Not On Website£8.71
Top Plan Price Per MonthPricing Not On WebsiteCustom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Spendesk vs Mobile Expense Features

Spendesk FeaturesMobile Expense Features

Spendesk Features

Essentials

  • Unlimited virtual and physical cards
  • Automated & customizable bookkeeping
  • End to end invoice management
  • Expense tracking & reimbursement
  • Spend dashboards
  • Basic accounting integrations
  • Transactions: 100/month
  • Multi entity management: 3 (for a fee)

Scale

  • Purchase order tracking
  • HR and travel integrations
  • Budgets and sub-budgets
  • Dedicated account manager
  • Assisted set-up with onboarding manager
  • Transactions: 100/month
  • Multi entity management: 5 (for a fee)

Premium

  • Enterprise accounting integrations
  • Machine learning automation
  • Transactions: 500/month
  • Unlimited entity management

Spendesk Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage
  • Datev

Mobile Expense Features

LOCAL

  • Local compliance
  • GDPR compliant
  • Mobile & desktop apps
  • Company cards
  • Automated rules & workflows
  • Available in 7 languages

EUROPE

  • EU-wide compliance (GoBD, ES homologation, URSSAF, etc.)
  • Tailored expense policies
  • Personalised support
  • Automated exchange rates

GLOBAL

  • Global compliance in 70+ countries
  • Multi-entity management
  • Assistant / deputy function
  • Single Sign On
  • Policy-driven workflows
  • Multi-currency

Mobile Expense Accounting Software Integrations

  • DATEV
  • Exact
  • Sage
  • Twinfield

Spendesk vs Mobile Expense Features Comparison

SpendeskMobile Expense
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesNo
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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