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Spendesk vs GoSolo: Which Is The Better Company Expense Card?


Last Updated: 4 September 2025
Reviewed By: Ian Wright (Managing Director)

Spendesk and GoSolo are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Spendesk HomepageGoSolo Homepage
 

Spendesk vs GoSolo Reviews

SpendeskGoSolo
Trustpilot Review Rating 4.32.7
Number of Trustpilot Reviews5772
iPhone App Rating4.74.6
Number of iPhone App Reviews72183
Android App Rating4.53.6
Number of Android App Reviews102058
Note these figures we’re taken from each company’s website and may have changed since publication

Spendesk vs GoSolo Key Details

SpendeskGoSolo
WebsiteClick Here to Visit Spendesk WebsiteClick Here to Visit GoSolo Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesNo

Spendesk vs GoSolo Cost

Spendesk PricingGoSolo Pricing
SpendeskGoSolo
Free Plan?YesYes
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On WebsiteFree
Mid Plan Price Per MonthPricing Not On WebsiteNot Applicable
Top Plan Price Per MonthPricing Not On Website£199.00
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Spendesk vs GoSolo Features

Spendesk FeaturesGoSolo Features

Spendesk Features

Essentials

  • Unlimited virtual and physical cards
  • Automated & customizable bookkeeping
  • End to end invoice management
  • Expense tracking & reimbursement
  • Spend dashboards
  • Basic accounting integrations
  • Transactions: 100/month
  • Multi entity management: 3 (for a fee)

Scale

  • Purchase order tracking
  • HR and travel integrations
  • Budgets and sub-budgets
  • Dedicated account manager
  • Assisted set-up with onboarding manager
  • Transactions: 100/month
  • Multi entity management: 5 (for a fee)

Premium

  • Enterprise accounting integrations
  • Machine learning automation
  • Transactions: 500/month
  • Unlimited entity management

Spendesk Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage
  • Datev

GoSolo Features

Business Account

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

No Mid-Tier Plan

Not Applicable

All-Inclusive Package

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK Registered Company Address (for official use)
  • UK Virtual office location – for trade and business post
  • Mail Scanning
  • Online portal to manage mail and address
  • Partner Perks and Offers worth over £ 20 000
  • Invoicing
  • 1 on 1 Personalised Advice
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

GoSolo Accounting Software Integrations

  • Xero

Spendesk vs GoSolo Features Comparison

SpendeskGoSolo
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesNo
Access Controls/PermissionsYesYes
ReconciliationsYesNo
Approval Process ControlYesNo
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesNo
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesNo
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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