BusinessFinancing.co.uk

 

Spendesk vs Capture Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Spendesk and Capture Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Spendesk HomepageCapture Expense Homepage
 

Spendesk vs Capture Expense Reviews

SpendeskCapture Expense
Trustpilot Review Rating 4.3No Rating
Number of Trustpilot Reviews57No Reviews
iPhone App Rating4.75
Number of iPhone App Reviews7212
Android App Rating4.5No Rating
Number of Android App Reviews1020No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Spendesk vs Capture Expense Key Details

SpendeskCapture Expense
WebsiteClick Here to Visit Spendesk WebsiteClick Here to Visit Capture Expense Website
Card TypeMastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Spendesk vs Capture Expense Cost

Spendesk PricingCapture Expense Pricing
SpendeskCapture Expense
Free Plan?YesNo
Free Trial?NoYes
Cheapest Plan Price Per MonthPricing Not On Website£6.00
Mid Plan Price Per MonthPricing Not On WebsiteNot Applicable
Top Plan Price Per MonthPricing Not On WebsiteCustom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Spendesk vs Capture Expense Features

Spendesk FeaturesCapture Expense Features

Spendesk Features

Essentials

  • Unlimited virtual and physical cards
  • Automated & customizable bookkeeping
  • End to end invoice management
  • Expense tracking & reimbursement
  • Spend dashboards
  • Basic accounting integrations
  • Transactions: 100/month
  • Multi entity management: 3 (for a fee)

Scale

  • Purchase order tracking
  • HR and travel integrations
  • Budgets and sub-budgets
  • Dedicated account manager
  • Assisted set-up with onboarding manager
  • Transactions: 100/month
  • Multi entity management: 5 (for a fee)

Premium

  • Enterprise accounting integrations
  • Machine learning automation
  • Transactions: 500/month
  • Unlimited entity management

Spendesk Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage
  • Datev

Capture Expense Features

Business

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking

No Mid-Tier Plan

Not Applicable

Enterprise

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking
  • Single sign-on
  • ERP integration
  • Dedicated account manager
  • Open banking
  • Advanced reporting
  • Linked organisations

Capture Expense Accounting Software Integrations

  • Zynk
  • Xero
  • QuickBooks
  • Sage
  • Sap
  • Epicor
  • Oracle

Spendesk vs Capture Expense Features Comparison

SpendeskCapture Expense
Apple Pay CompatibleNoNo
Google Pay CompatibleNoNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

More Comparisons

Spendesk vs Mesh
Spendesk vs Finway
Spendesk vs Spenfi
Jeeves vs Silverbird
Jeeves vs Intergiro

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



business bank account

Compare Top 49 UK Business Bank Accounts In 2025

free business banking

17 Best Free Business Bank Accounts In The UK For 2025

7 Easy To Open Business Bank Accounts With No Credit Check

Top 14 UK Business Accounts With Overdraft

31 Best UK Business Savings Accounts Rates Up To 5.25%

Top 33 Sole Trader Bank Accounts In The UK

Top 17 Business Credit Cards In The UK For 2025

21 Best UK Prepaid Business Expense Cards

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224