Soldo and Moss are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Soldo vs Moss Reviews
| Soldo | Moss | |
| Trustpilot Review Rating | 4.6 | 4 |
| Number of Trustpilot Reviews | 1602 | 119 |
| iPhone App Rating | 2.6 | 5 |
| Number of iPhone App Reviews | 69 | 3 |
| Android App Rating | 2.9 | No Rating |
| Number of Android App Reviews | 150 | No Reviews |
Soldo vs Moss Key Details
| Soldo | Moss | |
| Website | Click Here to Visit Soldo Website | Click Here to Visit Moss Website |
| Card Type | Mastercard | Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | Yes |
| Cashback Plans? | No | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Soldo vs Moss Cost
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| Soldo | Moss | |
| Free Plan? | No | No |
| Free Trial? | Yes | Yes |
| Cheapest Plan Price Per Month | £6.00 | Pricing Not On Website |
| Mid Plan Price Per Month | £10.00 | Pricing Not On Website |
| Top Plan Price Per Month | Custom pricing | Pricing Not On Website |
Soldo vs Moss Features
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Soldo Features
Pro
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
Premium
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
- Multi-currency: GBP, USD, and EUR
- Customisable roles and permissions Tooltip
- Auto classify transactions Tooltip
- Custom multi-level approval workflows Tooltip
- Organise your company in teams or departments using groups Tooltip
- Advanced reporting Tooltip
- Out-of-pocket expenses Tooltip
- Set up spending policy limits Tooltip
Enterprise
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
- Multi-currency: GBP, USD, and EUR
- Customisable roles and permissions Tooltip
- Auto classify transactions Tooltip
- Custom multi-level approval workflows Tooltip
- Organise your company in teams or departments using groups Tooltip
- Advanced reporting Tooltip
- Out-of-pocket expenses Tooltip
- Set up spending policy limits Tooltip
- Dedicated account manager and customer success manager
- Custom onboarding and training
- Dedicated support for custom integrations using APIs
Soldo Accounting Software Integrations
- Xero
- QuickBooks
- Exact Online
- Sage
Moss Features
Smart Cards
- Unlimited smart corporate cards with automated spend approval flows
- Boost cash flow using Moss Credit Cards
- Market-leading receipt capture and matching
- Integrate seamlessly with accounting systems
- Pay with physical cards or Apple & Google Pay
- iOS and Android mobile app
Customised Plan
- Choose any combination of smart cards, employee reimbursement, or invoice management modules
- Select the right level of ERP integration for your business
- Add the appropriate controlling, SSO and AI accounting automation features as needed
- 1-1 custom implementation support
- 24/7 support
Complete Spend Management
- Entire oversight of corporate cards, invoice management, and expense reimbursements
- Real-time budget insights
- AI accounting automation for more precise financial reporting
- Full range of ERP and accounting integrations
- SSO for enhanced security
- Dedicated customer success account manager
Moss Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
- Sage
- SAP
- Oracle
Soldo vs Moss Features Comparison
| Soldo | Moss | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | Yes | Yes |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | No | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | Yes | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | No |
| Mileage Tracking | Yes | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
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