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Pleo vs Finway: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Pleo and Finway are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Pleo HomepageFinway Homepage
 

Pleo vs Finway Reviews

PleoFinway
Trustpilot Review Rating 3.8No Rating
Number of Trustpilot Reviews523No Reviews
iPhone App Rating3.15
Number of iPhone App Reviews741
Android App Rating3.4No Rating
Number of Android App Reviews336No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Pleo vs Finway Key Details

PleoFinway
WebsiteClick Here to Visit Pleo WebsiteClick Here to Visit Finway Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Pleo vs Finway Cost

Pleo PricingFinway Pricing
PleoFinway
Free Plan?NoNo
Free Trial?YesYes
Cheapest Plan Price Per Month£39.00£172.61
Mid Plan Price Per Month£45.00Not Applicable
Top Plan Price Per Month£89.00£242.01
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Pleo vs Finway Features

Pleo FeaturesFinway Features

Pleo Features

Starter

  • Pleo employee cards (plastic/virtual)
  • Real-time expense tracking
  • Automated expense reports
  • Manage & pay invoices
  • Xero and more accounting system integrations
  • Apple Pay & Google Pay

Essential

  • Pleo employee cards (plastic/virtual)
  • Real-time expense tracking
  • Automated expense reports
  • Manage & pay invoices
  • Xero and more accounting system integrations
  • Apple Pay & Google Pay
  • 0.5 % cashback (for eligible customers)
  • Spending limits per user or purchase
  • Spend analytics dashboard
  • Review spend per team
  • Reimburse employees with or without Pleo cards
  • Reimburse cash expenses and mileage
  • Track subscriptions and other recurring payments
  • Live chat support

Advanced

  • Pleo employee cards (plastic/virtual)
  • Real-time expense tracking
  • Automated expense reports
  • Manage & pay invoices
  • Xero and more accounting system integrations
  • Apple Pay & Google Pay
  • 1 % cashback (for eligible customers)
  • Spending limits per user or purchase
  • Spend analytics dashboard
  • Review spend per team
  • Reimburse employees with or without Pleo cards
  • Reimburse cash expenses and mileage
  • Track subscriptions and other recurring payments
  • Live chat support
  • Control recurring payments with Vendor cards
  • Open API access
  • Single sign-on with SAML
  • Chat, email and phone support
  • Assisted onboarding session
  • Dedicated Customer Success Manager

Pleo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Finway Features

Essential

  • Digital invoice processing
  • Multi-level approval processes & workflows
  • Supplier & employee rules
  • Pre-allocation and invoice split
  • Virtual & physical cards
  • Bank connectivity
  • Budgets & Reporting
  • Expense reimbursement
  • DATEV export & interface
  • Subscription Management
  • Mobile Apps
  • Google & Azure Single Sign-On
  • Personio integration

No Mid-Tier Plan

Not Applicable

Professional

  • Digital invoice processing
  • Multi-level approval processes & workflows
  • Supplier & employee rules
  • Pre-allocation and invoice split
  • Virtual & physical cards
  • Bank connectivity
  • Budgets & Reporting
  • Expense reimbursement
  • DATEV export & interface
  • Subscription Management
  • Mobile Apps
  • Google & Azure Single Sign-On
  • Personio integration
  • Travel expense management
  • Customizable CSV exports
  • Multi-client capability
  • Cost center groups
  • Customizable roles & rights

Finway Accounting Software Integrations

  • Datev

Pleo vs Finway Features Comparison

PleoFinway
Apple Pay CompatibleYesNo
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesNo
Access Controls/PermissionsYesYes
ReconciliationsNoYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesNo
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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