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Moss vs Mesh: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Moss and Mesh are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Moss HomepageMesh Homepage
 

Moss vs Mesh Reviews

MossMesh
Trustpilot Review Rating 42.6
Number of Trustpilot Reviews1195
iPhone App Rating5No Rating
Number of iPhone App Reviews3No Reviews
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Moss vs Mesh Key Details

MossMesh
WebsiteClick Here to Visit Moss WebsiteClick Here to Visit Mesh Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesYes
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Moss vs Mesh Cost

Moss PricingMesh Pricing
MossMesh
Free Plan?NoYes
Free Trial?YesNo
Cheapest Plan Price Per MonthPricing Not On WebsitePricing Not On Website
Mid Plan Price Per MonthPricing Not On WebsiteNot Applicable
Top Plan Price Per MonthPricing Not On WebsiteNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Moss vs Mesh Features

Moss FeaturesMesh Features

Moss Features

Smart Cards

  • Unlimited smart corporate cards with automated spend approval flows
  • Boost cash flow using Moss Credit Cards
  • Market-leading receipt capture and matching
  • Integrate seamlessly with accounting systems
  • Pay with physical cards or Apple & Google Pay
  • iOS and Android mobile app

Customised Plan

  • Choose any combination of smart cards, employee reimbursement, or invoice management modules
  • Select the right level of ERP integration for your business
  • Add the appropriate controlling, SSO and AI accounting automation features as needed
  • 1-1 custom implementation support
  • 24/7 support

Complete Spend Management

  • Entire oversight of corporate cards, invoice management, and expense reimbursements
  • Real-time budget insights
  • AI accounting automation for more precise financial reporting
  • Full range of ERP and accounting integrations
  • SSO for enhanced security
  • Dedicated customer success account manager

Moss Accounting Software Integrations

  • Xero
  • QuickBooks
  • Datev
  • Exact Online
  • Sage
  • SAP
  • Oracle

Mesh Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Mesh Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage

Moss vs Mesh Features Comparison

MossMesh
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionYesYes
Multi-Currency CardsNoYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Navan vs Yokoy
Navan vs Mobile Expense
Navan vs Emburse

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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