Juni and Payem are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Juni vs Payem Reviews
| Juni | Payem | |
| Trustpilot Review Rating | 4.5 | No Rating |
| Number of Trustpilot Reviews | 363 | No Reviews |
| iPhone App Rating | 5 | No Rating |
| Number of iPhone App Reviews | 1 | No Reviews |
| Android App Rating | No Rating | No Rating |
| Number of Android App Reviews | No Reviews | No Reviews |
Juni vs Payem Key Details
| Juni | Payem | |
| Website | Click Here to Visit Juni Website | Click Here to Visit Payem Website |
| Card Type | Mastercard | VISA |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | No | Yes |
| Cashback Plans? | Yes | No |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Juni vs Payem Cost
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| Juni | Payem | |
| Free Plan? | No | No |
| Free Trial? | Yes | No |
| Cheapest Plan Price Per Month | £79.00 | Pricing Not On Website |
| Mid Plan Price Per Month | Not Applicable | Not Applicable |
| Top Plan Price Per Month | Bespoke | Not Applicable |
Juni vs Payem Features
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Juni Features
Scale
- 0.5% cashback on debit spend, no caps
- Streamlined accounting
- Interest-free credit with up to 60 days to repay
- Shopify and Amazon storefront integrations
No Mid-Tier Plan
Not Applicable
Prime
- Custom terms on cashback and capital
- Custom number of cards, accounts and users
- Dedicated account managers
- Multi-entity management (coming soon)
Juni Accounting Software Integrations
- Netsuite
- Datev
- Fortnox
- Exact Online
Payem Features
Standard
No Features Listed On Website
No Mid-Tier Plan
Not Applicable
Not Top Plan
Not Applicable
Payem Accounting Software Integrations
Juni vs Payem Features Comparison
| Juni | Payem | |
| Apple Pay Compatible | No | Yes |
| Google Pay Compatible | No | Yes |
| Expense Claims | No | Yes |
| Expense Reimbursements | No | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | No | Yes |
| Budget Control | Yes | Yes |
| Expense Categorisation | No | Yes |
| Compliance Management | No | Yes |
| Customizable Fields | Yes | Yes |
| Fraud Detection | No | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | No | Yes |
| Mobile Receipt Upload | No | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | No | Yes |
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