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Zoho Books vs Pandle: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or Pandle?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepagePandle homepage
 

Zoho Books vs Pandle Basics

Zoho BooksPandle
Software WebsiteZoho Books WebsitePandle Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?BusinessesBusinesses, Accountants, and Self-employed
HMRC Listed FeaturesRecord keeping and simplified expensesRecord keeping, simplified expenses and simplified tax
PlatformsWeb applicationWeb-based application, Android, iPhone, iPad, iOS, Windows phone
Note data for this section comes from HMRC here and here

Zoho Books vs Pandle Reviews

Wondering if Zoho Books or Pandle has better user reviews. We compared them below.

Zoho BooksPandle
Trustpilot Rating4.44.6
Number of Trustpilot Reviews44781089
iPhone App Rating4.81.7
Number of iPhone Reviews55138
Android App Rating4.82.9
Number of Android Reviews1380044
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs Pandle Prices

Which is cheaper Zoho Books or Pandle? Here are their prices compared.

Zoho Books pricingPandle pricing

Free Plans & Trials

Zoho BooksPandle
Free Plan?YesYes
Free Trial?YesYes
Free Trial Length?14 days14 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho BooksPandle
Cheapest Plan Cost Per Month£12.00Free
Mid-Tier Plan Cost Per Month£30.00NA
Top Plan Cost Per Month£199.00£5.00
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs Pandle Features

Zoho Books featuresPandle features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Pandle Basic Features

  • Bank imports
  • Send quotes & invoices
  • Business reports
  • Mobile app
  • Accept payments with Pandle Pay
  • Payment reminders
  • Multiple currencies
  • No usage limits
  • VAT submissions
  • Recurring transactions

Pandle Software Integrations

  • PayPal
  • Stripe

Common Feature Comparison

Zoho BooksPandle
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentNoYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesYes
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesYes

Zoho BooksPandle
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • Cloud Based
  • Customer Service
  • One Stop Shop
  • User Friendly
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Room for Improvement
  • Takes Time

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