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Zoho Books vs Kashflow: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or Kashflow?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepageKashflow homepage
 

Zoho Books vs Kashflow Basics

Zoho BooksKashflow
Software WebsiteZoho Books WebsiteKashflow Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?BusinessesBusinesses
HMRC Listed FeaturesRecord keeping and simplified expensesNone
PlatformsWeb applicationAndroid, iPhone, web-based application, Windows phone
Note data for this section comes from HMRC here and here

Zoho Books vs Kashflow Reviews

Wondering if Zoho Books or Kashflow has better user reviews. We compared them below.

Zoho BooksKashflow
Trustpilot Rating4.41.4
Number of Trustpilot Reviews4478124
iPhone App Rating4.81.8
Number of iPhone Reviews55156
Android App Rating4.82.9
Number of Android Reviews1380061
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs Kashflow Prices

Which is cheaper Zoho Books or Kashflow? Here are their prices compared.

Zoho Books pricingKashflow pricing

Free Plans & Trials

Zoho BooksKashflow
Free Plan?YesNo
Free Trial?YesYes
Free Trial Length?14 days14 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho BooksKashflow
Cheapest Plan Cost Per Month£12.00£10.50
Mid-Tier Plan Cost Per Month£30.00£22.00
Top Plan Cost Per Month£199.00£29.00
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs Kashflow Features

Zoho Books featuresKashflow features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Kashflow Basic Features

  • Send unlimited quotes & 10 invoices
  • Reconcile up to 25 bank transactions
  • Single User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits

Kashflow Software Integrations

  • Salesforce
  • Zoho
  • Satago
  • Paypal
  • Square
  • Stripe
  • Magento
  • TripCatcher

Common Feature Comparison

Zoho BooksKashflow
Payroll Software IntegrationNoYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentNoYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesYes

Zoho BooksKashflow
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • User Friendly
  • User Interface
  • Cloud Based
  • Meets Business Needs
  • Pricing
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Room for Improvement
  • Difficult to Customize
  • Expensive
  • Missing Features

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