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Zoho Books vs FEXCO: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or FEXCO?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepageFEXCO homepage
 

Zoho Books vs FEXCO Basics

Zoho BooksFEXCO
Software WebsiteZoho Books WebsiteFEXCO Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?BusinessesBusinesses
HMRC Listed FeaturesRecord keeping and simplified expensesEmployee expense automation
PlatformsWeb applicationAll/web based
Note data for this section comes from HMRC here and here

Zoho Books vs FEXCO Reviews

Wondering if Zoho Books or FEXCO has better user reviews. We compared them below.

Zoho BooksFEXCO
Trustpilot Rating4.4No Rating
Number of Trustpilot Reviews4478No Reviews
iPhone App Rating4.8No Rating
Number of iPhone Reviews551No Reviews
Android App Rating4.8No Rating
Number of Android Reviews13800No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs FEXCO Prices

Which is cheaper Zoho Books or FEXCO? Here are their prices compared.

Zoho Books pricingFEXCO pricing

Free Plans & Trials

Zoho BooksFEXCO
Free Plan?YesNo
Free Trial?YesNo
Free Trial Length?14 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho BooksFEXCO
Cheapest Plan Cost Per Month£12.00Not Listed
Mid-Tier Plan Cost Per Month£30.00NA
Top Plan Cost Per Month£199.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs FEXCO Features

Zoho Books featuresFEXCO features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

FEXCO Basic Features

  • Currency Conversion Solutions
  • International Payments
  • Outsourcing Services
  • Retail FX
  • Asset Finance
  • Strategic Business Development

FEXCO Software Integrations

  • Agresso
  • Oracle
  • SAP

Common Feature Comparison

Zoho BooksFEXCO
Payroll Software IntegrationNoNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesYes
Prepare Self AssessmentNoNo
Income Tax EstimatesYesNo
Manage Income & ExpensesYesNo
Create InvoicesYesNo
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

Zoho BooksFEXCO
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • Dynamic Currency Conversion
  • Leading retail provider of FX services across the UK and Ireland
  • Omnichannel solutions for card payments and alternative payment methods
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Lack of reviews
  • No app
  • No pricing on website

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