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Zoho Books vs Coconut: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or Coconut?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepageCoconut homepage
 

Zoho Books vs Coconut Basics

Zoho BooksCoconut
Software WebsiteZoho Books WebsiteCoconut Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?BusinessesSelf-employed people
HMRC Listed FeaturesRecord keeping and simplified expensesNone
PlatformsWeb applicationWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Zoho Books vs Coconut Reviews

Wondering if Zoho Books or Coconut has better user reviews. We compared them below.

Zoho BooksCoconut
Trustpilot Rating4.44.5
Number of Trustpilot Reviews4478714
iPhone App Rating4.84.7
Number of iPhone Reviews5512800
Android App Rating4.84.6
Number of Android Reviews138001040
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs Coconut Prices

Which is cheaper Zoho Books or Coconut? Here are their prices compared.

Zoho Books pricingCoconut pricing

Free Plans & Trials

Zoho BooksCoconut
Free Plan?YesNo
Free Trial?YesYes
Free Trial Length?14 days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho BooksCoconut
Cheapest Plan Cost Per Month£12.00£9.00
Mid-Tier Plan Cost Per Month£30.00NA
Top Plan Cost Per Month£199.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs Coconut Features

Zoho Books featuresCoconut features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Common Feature Comparison

Zoho BooksCoconut
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentNoYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

Zoho BooksCoconut
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up

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