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Xero vs OrtoAccounts: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or OrtoAccounts?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageOrtoAccounts homepage
 

Xero vs OrtoAccounts Basics

XeroOrtoAccounts
Software WebsiteXero WebsiteOrtoAccounts Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyIncome and expenditure, record keeping, simplified Payroll, VAT and Annual Accounting
PlatformsWeb-based application, Android, iOSDesktop, tablet, smart phone and cloud
Note data for this section comes from HMRC here and here

Xero vs OrtoAccounts Reviews

Wondering if Xero or OrtoAccounts has better user reviews. We compared them below.

XeroOrtoAccounts
Trustpilot Rating4.3No Rating
Number of Trustpilot Reviews6017No Reviews
iPhone App Rating4.7No Rating
Number of iPhone Reviews12700No Reviews
Android App Rating4.6No Rating
Number of Android Reviews11900No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs OrtoAccounts Prices

Which is cheaper Xero or OrtoAccounts? Here are their prices compared.

Xero pricingOrtoAccounts pricing

Free Plans & Trials

XeroOrtoAccounts
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroOrtoAccounts
Cheapest Plan Cost Per Month£7.50Not Listed
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50NA
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs OrtoAccounts Features

Xero featuresOrtoAccounts features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

OrtoAccounts Basic Features

  • Cloud based from PC, tablet or phone
  • Easy to follow online user manual
  • Company data for up to 5 directors, 10 employees, 10 vehicles & 10 company cars
  • All rates, bands, thresholds and allowances generated automatically based on Gov.UK
  • Client database
  • Quotation pro-forma including automatic quote generation and approval
  • Purchase Orders
  • Time sheets
  • Receipt scanning with automatic expense generation
  • Fully categorised expenses
  • Recurring Expenses
  • Automatic annual generation of Home Office Rental Agreement
  • Mileage based on HMRC claim rates and user defined charge out rates
  • Payroll including monthly submission to HMRC
  • Payslip & P60 statements
  • Including pension benefit, company car, car & fuel benefit, health benefit & statutory payments (sick, maternity, paternity, shared parental, adoption, bereavement & furlough).
  • Pension auto-enrolment checker
  • Statutory Reliefs & Advances and Employers NI Allowance
  • Invoicing including GBP/EUR/USD options & customisable automatic dunning emails
  • Invoice pro-forma including customisable expense comments
  • VAT including quarterly submission to HMRC
  • Annual Account generation including annual submission to HMRC
  • Annual Confirmation Statement
  • Summary of current and historic profit & loss accounts
  • Annual Submission of Self Assessment returns
  • Cash position statement
  • Auto-filled Dividend Certificates with multiple shareholders, normal & special share classes
  • Assets including one off and recurring purchases, write downs collated in pools, Cash- First Year- & AIA Allowances, asset sales and capital gains calculations and Cash Loans
  • Inward and outward Stock Control System
  • Importing of Bank Statements & automated reconciliation with manual validation

OrtoAccounts Software Integrations

Not Listed

Common Feature Comparison

XeroOrtoAccounts
Payroll Software IntegrationYesYes
Track VATYesNo
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesNo
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesYes
ProjectsYesNo
Bank Feed IntegrationYesNo
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

XeroOrtoAccounts
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Free trial
  • Auto-filled Dividend Certificates with multiple shareholders, normal & special share classes
  • Importing of Bank Statements & automated reconciliation with manual validation
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Lack of reviews
  • No app
  • No pricing on website

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